St cognitve performance testing healthcare professional each hour at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$212.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$447.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.40 with United Healthcare vs $424.65 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.40 ↓ -58%
United Healthcare UHC Colorado Doctors Plan $88.40 ↓ -58%
United Healthcare Commercial $88.40 ↓ -58%
United Healthcare UHC Exchange $88.40 ↓ -58%
Banner Health Banner Choice Plus/Banner Select $114.88 ↓ -46%
Centivo Self-Funded $223.50 ↑ +5%
Assist Health Group AHG Specialty Network $223.50 ↑ +5%
Coventry Auto $254.79 ↑ +20%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $291.00 ↑ +37%
Aetna Commercial $298.00 ↑ +40%
Hue Health, Inc Medicare Advantage $312.90 ↑ +47%
Coventry Workers Comp $357.60 ↑ +68%
Medica Commercial $372.35 ↑ +75%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $375.48 ↑ +76%
Decent Health Commercial $379.95 ↑ +79%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $379.95 ↑ +79%
Apostrophe, Inc. Commercial $379.95 ↑ +79%
Multiplan Commercial $420.18 ↑ +97%
First Choice of the Midwest Commercial $424.65 ↑ +100%

Visitor-reported prices

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St cognitve performance testing healthcare professional each hour at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $141.70 $183.27 – $424.65
East Morgan County Hospital Brush $151.55 $107.88 – $248.32
AdventHealth Porter Denver $766.45 $104.01 – $196.34
CENTRAL PARK ER, A PART OF ROSE DENVER $552.00 $105.07 – $111.44
AdventHealth Littleton Littleton $766.45 $104.01 – $196.34
AdventHealth Avista Louisville $766.45 $104.01 – $196.34
AdventHealth Castle Rock Castle Rock $766.45 $104.01 – $196.34
AdventHealth Parker Parker $766.45 $104.01 – $196.34

All Colorado hospitals for this procedure →