Sickling rbc at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$15.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.34 with United Healthcare vs $53.20 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $5.34 ↓ -66%
Anthem Blue Cross Blue Shield Colorado Medicare $5.51 ↓ -65%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $5.51 ↓ -65%
Clear Spring Health Medicare Advantage $5.51 ↓ -65%
Medica Medicare Advantage $5.51 ↓ -65%
Medicare Traditional Medicare $5.51 ↓ -65%
Longevity Medicare Advantage $5.68 ↓ -64%
Humana Medicare Advantage $5.68 ↓ -64%
Devoted Health Services Medicare Advantage $5.79 ↓ -63%
Assist Health Group AHG Specialty Network $6.61 ↓ -58%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $8.64 ↓ -45%
Denver Health Medical Plan Commercial $9.85 ↓ -38%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $11.02 ↓ -30%
Centivo Self-Funded $13.22 ↓ -16%
Hue Health, Inc Medicare Advantage $14.05 ↓ -11%
Banner Health Banner Choice Plus/Banner Select $14.39 ↓ -9%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $26.21 ↑ +66%
Coventry Auto $31.92 ↑ +102%
United Healthcare UHC Colorado Doctors Plan $35.62 ↑ +126%
United Healthcare UHC Exchange $44.58 ↑ +182%
United Healthcare Commercial $44.58 ↑ +182%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $44.80 ↑ +184%
Coventry Workers Comp $44.80 ↑ +184%
Medica Commercial $46.65 ↑ +195%
Apostrophe, Inc. Commercial $47.60 ↑ +201%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $47.60 ↑ +201%
Decent Health Commercial $47.60 ↑ +201%
Aetna Commercial $49.22 ↑ +212%
Multiplan Commercial $52.64 ↑ +233%
First Choice of the Midwest Commercial $53.20 ↑ +237%

Visitor-reported prices

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Sickling rbc at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $5.71 $5.34 – $53.20
Sterling Regional Medical Center Sterling $18.76 $5.51 – $54.32
East Morgan County Hospital Brush $34.89 $23.60 – $54.32
AdventHealth Porter Denver $182.79 $5.40 – $10.19
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $228.30 $3.22 – $13.39
HCA HealthONE MOUNTAIN RIDGE Thornton $302.14 $2.61 – $13.39
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $89.47 $5.45 – $5.79
AdventHealth Littleton Littleton $182.79 $5.40 – $10.19

All Colorado hospitals for this procedure →