Rp loclzj tum 2+area 1+d img at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$646.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,308.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$336.16 with Banner Health vs $1,242.60 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $336.16 | ↓ -48% |
| United Healthcare | UHC Medicare Advantage | $392.21 | ↓ -39% |
| Clear Spring Health | Medicare Advantage | $404.34 | ↓ -37% |
| Medica | Medicare Advantage | $404.34 | ↓ -37% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $404.34 | ↓ -37% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $404.34 | ↓ -37% |
| Medicare | Traditional Medicare | $404.34 | ↓ -37% |
| Longevity | Medicare Advantage | $416.47 | ↓ -36% |
| Humana | Medicare Advantage | $416.47 | ↓ -36% |
| Devoted Health Services | Medicare Advantage | $424.56 | ↓ -34% |
| Assist Health Group | AHG Specialty Network | $485.21 | ↓ -25% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $612.14 | ↓ -5% |
| United Healthcare | UHC Colorado Doctors Plan | $612.14 | ↓ -5% |
| United Healthcare | UHC Exchange | $612.14 | ↓ -5% |
| United Healthcare | Commercial | $612.14 | ↓ -5% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $634.01 | ↓ -2% |
| Denver Health Medical Plan | Commercial | $722.72 | ↑ +12% |
| Coventry | Auto | $745.56 | ↑ +15% |
| Hue Health, Inc | Medicare Advantage | $915.60 | ↑ +42% |
| Centivo | Self-Funded | $970.42 | ↑ +50% |
| Coventry | Workers Comp | $1,046.40 | ↑ +62% |
| Medica | Commercial | $1,089.56 | ↑ +69% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $1,098.72 | ↑ +70% |
| Decent Health | Commercial | $1,111.80 | ↑ +72% |
| Apostrophe, Inc. | Commercial | $1,111.80 | ↑ +72% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,111.80 | ↑ +72% |
| Aetna | Commercial | $1,149.73 | ↑ +78% |
| Multiplan | Commercial | $1,229.52 | ↑ +90% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,238.75 | ↑ +92% |
| First Choice of the Midwest | Commercial | $1,242.60 | ↑ +92% |
Visitor-reported prices
Comments
Rp loclzj tum 2+area 1+d img at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $712.86 | $391.72 – $1,242.60 |
| Sterling Regional Medical Center | Sterling | $345.86 | $242.45 – $842.93 |
| AdventHealth Porter | Denver | $4,411.47 | $388.24 – $780.17 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $8,366.23 | $81.58 – $848.52 |
| HCA HealthONE SKY RIDGE | Lone Tree | $8,998.50 | $81.58 – $975.18 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $8,998.50 | $81.58 – $2,155.38 |
| AdventHealth Littleton | Littleton | $4,411.47 | $388.24 – $780.17 |
| AdventHealth Avista | Louisville | $4,411.47 | $388.24 – $788.83 |