Rheumatoid factor qualitative at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$18.69
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$70.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$5.96 with United Healthcare vs $1,228.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $5.96 | ↓ -68% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $6.14 | ↓ -67% |
| Clear Spring Health | Medicare Advantage | $6.14 | ↓ -67% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $6.14 | ↓ -67% |
| Medica | Medicare Advantage | $6.14 | ↓ -67% |
| Medicare | Traditional Medicare | $6.14 | ↓ -67% |
| Humana | Medicare Advantage | $6.32 | ↓ -66% |
| Longevity | Medicare Advantage | $6.32 | ↓ -66% |
| Devoted Health Services | Medicare Advantage | $6.45 | ↓ -65% |
| Assist Health Group | AHG Specialty Network | $7.37 | ↓ -61% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $9.63 | ↓ -48% |
| Denver Health Medical Plan | Commercial | $10.97 | ↓ -41% |
| Centivo | Self-Funded | $14.74 | ↓ -21% |
| Hue Health, Inc | Medicare Advantage | $15.66 | ↓ -16% |
| Banner Health | Banner Choice Plus/Banner Select | $17.99 | ↓ -4% |
| United Healthcare | UHC Colorado Doctors Plan | $55.72 | ↑ +198% |
| United Healthcare | UHC Exchange | $55.72 | ↑ +198% |
| United Healthcare | Commercial | $55.72 | ↑ +198% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $55.72 | ↑ +198% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $56.00 | ↑ +200% |
| Medica | Commercial | $58.31 | ↑ +212% |
| Decent Health | Commercial | $59.50 | ↑ +218% |
| Apostrophe, Inc. | Commercial | $59.50 | ↑ +218% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $59.50 | ↑ +218% |
| Aetna | Commercial | $61.53 | ↑ +229% |
| Multiplan | Commercial | $65.80 | ↑ +252% |
| First Choice of the Midwest | Commercial | $66.50 | ↑ +256% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,228.00 | ↑ +6470% |
Visitor-reported prices
Comments
Rheumatoid factor qualitative at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Porter | Denver | $90.29 | $6.02 – $11.36 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $107.40 | $6.08 – $6.45 |
| AdventHealth Littleton | Littleton | $90.29 | $6.02 – $11.36 |
| AdventHealth Avista | Louisville | $90.29 | $6.02 – $11.36 |
| AdventHealth Castle Rock | Castle Rock | $90.29 | $6.02 – $11.36 |
| AdventHealth Parker | Parker | $90.29 | $6.02 – $11.36 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $2.79 – $14.92 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | not published | $3.59 – $14.92 |