Respirator motion mgmt simul at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$781.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,598.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$410.69 with Banner Health vs $2,242.95 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $410.69 | ↓ -47% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $747.86 | ↓ -4% |
| Centivo | Self-Funded | $799.00 | ↑ +2% |
| Assist Health Group | AHG Specialty Network | $799.00 | ↑ +2% |
| Coventry | Auto | $910.86 | ↑ +17% |
| United Healthcare | UHC Colorado Doctors Plan | $1,016.33 | ↑ +30% |
| Hue Health, Inc | Medicare Advantage | $1,118.60 | ↑ +43% |
| United Healthcare | Commercial | $1,272.01 | ↑ +63% |
| United Healthcare | UHC Exchange | $1,272.01 | ↑ +63% |
| Coventry | Workers Comp | $1,278.40 | ↑ +64% |
| Medica | Commercial | $1,331.13 | ↑ +70% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $1,342.32 | ↑ +72% |
| Decent Health | Commercial | $1,358.30 | ↑ +74% |
| Apostrophe, Inc. | Commercial | $1,358.30 | ↑ +74% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,358.30 | ↑ +74% |
| Aetna | Commercial | $1,404.64 | ↑ +80% |
| Multiplan | Commercial | $1,502.12 | ↑ +92% |
| First Choice of the Midwest | Commercial | $1,518.10 | ↑ +94% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $2,242.95 | ↑ +187% |
Visitor-reported prices
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Respirator motion mgmt simul at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sterling Regional Medical Center | Sterling | $1,058.77 | $516.43 – $1,795.47 |
| AdventHealth Porter | Denver | $1,870.64 | $547.69 – $547.69 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $2,055.00 | $259.60 – $643.72 |
| HCA HealthONE SKY RIDGE | Lone Tree | $11,541.75 | $259.60 – $817.79 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $11,541.75 | $259.60 – $2,971.57 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $2,723.39 | $259.60 – $834.21 |
| AdventHealth Littleton | Littleton | $1,870.64 | $547.69 – $547.69 |
| AdventHealth Avista | Louisville | $1,870.64 | $547.69 – $547.69 |