Resp virus 6-11 targets at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$182.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$655.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$168.34 with Banner Health vs $622.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $168.34 ↓ -8%
United Healthcare UHC Medicare Advantage $211.52 ↑ +16%
Anthem Blue Cross Blue Shield Colorado Medicare $218.06 ↑ +19%
Clear Spring Health Medicare Advantage $218.06 ↑ +19%
Medica Medicare Advantage $218.06 ↑ +19%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $218.06 ↑ +19%
Medicare Traditional Medicare $218.06 ↑ +19%
Humana Medicare Advantage $224.60 ↑ +23%
Longevity Medicare Advantage $224.60 ↑ +23%
Devoted Health Services Medicare Advantage $228.96 ↑ +25%
Assist Health Group AHG Specialty Network $261.67 ↑ +43%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $306.54 ↑ +68%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $341.92 ↑ +87%
Coventry Auto $373.35 ↑ +104%
Denver Health Medical Plan Commercial $389.76 ↑ +113%
United Healthcare UHC Colorado Doctors Plan $416.58 ↑ +128%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $436.12 ↑ +139%
Hue Health, Inc Medicare Advantage $458.50 ↑ +151%
United Healthcare Commercial $521.38 ↑ +185%
United Healthcare UHC Exchange $521.38 ↑ +185%
Centivo Self-Funded $523.34 ↑ +186%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $524.00 ↑ +187%
Coventry Workers Comp $524.00 ↑ +187%
Medica Commercial $545.62 ↑ +199%
Decent Health Commercial $556.75 ↑ +205%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $556.75 ↑ +205%
Apostrophe, Inc. Commercial $556.75 ↑ +205%
Aetna Commercial $575.75 ↑ +215%
Multiplan Commercial $615.70 ↑ +237%
First Choice of the Midwest Commercial $622.25 ↑ +241%

Visitor-reported prices

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Resp virus 6-11 targets at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $94.97 $211.52 – $622.25
Sterling Regional Medical Center Sterling $281.65 $182.75 – $635.35
East Morgan County Hospital Brush $437.54 $276.02 – $635.35
AdventHealth Porter Denver $2,815.08 $213.70 – $403.41
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,140.25 $138.91 – $529.89
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,991.36 $215.88 – $228.96
AdventHealth Littleton Littleton $2,815.08 $213.70 – $403.41
AdventHealth Avista Louisville $2,815.08 $213.70 – $403.41

All Colorado hospitals for this procedure →