Radphm lcl tomogr sgl area sgl day at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,386.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,806.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$721.14 with Banner Health vs $3,152.71 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $721.14 ↓ -48%
United Healthcare UHC Medicare Advantage $1,274.22 ↓ -8%
United Healthcare UHC Colorado Doctors Plan $1,313.21 ↓ -5%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,313.21 ↓ -5%
United Healthcare Commercial $1,313.21 ↓ -5%
United Healthcare UHC Exchange $1,313.21 ↓ -5%
Medica Medicare Advantage $1,313.63 ↓ -5%
Anthem Blue Cross Blue Shield Colorado Medicare $1,313.63 ↓ -5%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $1,313.63 ↓ -5%
Medicare Traditional Medicare $1,313.63 ↓ -5%
Clear Spring Health Medicare Advantage $1,313.63 ↓ -5%
Humana Medicare Advantage $1,353.04 ↓ -2%
Longevity Medicare Advantage $1,353.04 ↓ -2%
Devoted Health Services Medicare Advantage $1,379.31 ↓ -0%
Assist Health Group AHG Specialty Network $1,576.36 ↑ +14%
Coventry Auto $1,599.42 ↑ +15%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,716.05 ↑ +24%
Hue Health, Inc Medicare Advantage $1,964.20 ↑ +42%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $2,059.77 ↑ +49%
Coventry Workers Comp $2,244.80 ↑ +62%
Medica Commercial $2,337.40 ↑ +69%
Denver Health Medical Plan Commercial $2,347.98 ↑ +69%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $2,357.04 ↑ +70%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $2,385.10 ↑ +72%
Apostrophe, Inc. Commercial $2,385.10 ↑ +72%
Decent Health Commercial $2,385.10 ↑ +72%
Aetna Commercial $2,466.47 ↑ +78%
Multiplan Commercial $2,637.64 ↑ +90%
First Choice of the Midwest Commercial $2,665.70 ↑ +92%
Centivo Self-Funded $3,152.71 ↑ +127%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Radphm lcl tomogr sgl area sgl day at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $1,529.27 $1,150.46 – $3,148.75
Sterling Regional Medical Center Sterling $653.12 $457.84 – $1,591.77
East Morgan County Hospital Brush $951.78 $45.51 – $104.76
AdventHealth Porter Denver $6,528.98 $532.17 – $1,059.62
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $12,940.75 $121.33 – $3,945.30
HCA HealthONE SKY RIDGE Lone Tree $2,109.50 $121.33 – $3,330.10
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $7,003.00 $121.33 – $3,330.10
HCA HealthONE MOUNTAIN RIDGE Thornton $12,697.20 $121.33 – $2,938.37

All Colorado hospitals for this procedure →