Prq trlml c athrc st angiop1 at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$5,781.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$18,010.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$4,628.57 with Banner Health vs $57,023.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $4,628.57 | ↓ -20% |
| Coventry | Auto | $10,265.70 | ↑ +78% |
| Hue Health, Inc | Medicare Advantage | $12,607.00 | ↑ +118% |
| Coventry | Workers Comp | $14,408.00 | ↑ +149% |
| Medica | Commercial | $15,002.33 | ↑ +160% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $15,128.40 | ↑ +162% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $15,308.50 | ↑ +165% |
| Decent Health | Commercial | $15,308.50 | ↑ +165% |
| Apostrophe, Inc. | Commercial | $15,308.50 | ↑ +165% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $15,317.00 | ↑ +165% |
| Multiplan | Commercial | $16,929.40 | ↑ +193% |
| First Choice of the Midwest | Commercial | $17,109.50 | ↑ +196% |
| United Healthcare | UHC Medicare Advantage | $17,526.71 | ↑ +203% |
| Clear Spring Health | Medicare Advantage | $18,068.77 | ↑ +213% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $18,068.77 | ↑ +213% |
| Medica | Medicare Advantage | $18,068.77 | ↑ +213% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $18,068.77 | ↑ +213% |
| Medicare | Traditional Medicare | $18,068.77 | ↑ +213% |
| Humana | Medicare Advantage | $18,610.83 | ↑ +222% |
| Longevity | Medicare Advantage | $18,610.83 | ↑ +222% |
| Devoted Health Services | Medicare Advantage | $18,972.21 | ↑ +228% |
| Assist Health Group | AHG Specialty Network | $21,682.52 | ↑ +275% |
| United Healthcare | UHC Colorado Doctors Plan | $22,505.00 | ↑ +289% |
| United Healthcare | UHC Exchange | $28,133.00 | ↑ +387% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $28,331.83 | ↑ +390% |
| United Healthcare | Commercial | $31,258.00 | ↑ +441% |
| Denver Health Medical Plan | Commercial | $32,296.12 | ↑ +459% |
| Aetna | Commercial | $40,227.00 | ↑ +596% |
| Centivo | Self-Funded | $43,365.05 | ↑ +650% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $57,023.00 | ↑ +886% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Prq trlml c athrc st angiop1 at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Porter | Denver | $29,704.46 | $1,119.58 – $35,774.83 |
| AdventHealth Littleton | Littleton | $29,704.46 | $1,119.58 – $35,774.83 |
| AdventHealth Avista | Louisville | $29,704.46 | $1,119.58 – $36,171.90 |
| AdventHealth Castle Rock | Castle Rock | $29,704.46 | $1,119.58 – $35,774.83 |
| AdventHealth Parker | Parker | $29,704.46 | $1,119.58 – $35,774.83 |
| HCA HealthONE AURORA | Aurora | not published | $26,982.31 – $28,118.41 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $26,982.31 – $28,118.41 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | not published | $26,982.31 – $28,118.41 |