Protein s total at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.26 with United Healthcare vs $55.10 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $11.26 ↓ -31%
Anthem Blue Cross Blue Shield Colorado Medicare $11.61 ↓ -29%
Medicare Traditional Medicare $11.61 ↓ -29%
Clear Spring Health Medicare Advantage $11.61 ↓ -29%
Medica Medicare Advantage $11.61 ↓ -29%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $11.61 ↓ -29%
Humana Medicare Advantage $11.96 ↓ -27%
Longevity Medicare Advantage $11.96 ↓ -27%
Devoted Health Services Medicare Advantage $12.19 ↓ -25%
Assist Health Group AHG Specialty Network $13.93 ↓ -15%
Banner Health Banner Choice Plus/Banner Select $14.91 ↓ -9%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $18.20 ↑ +11%
Denver Health Medical Plan Commercial $20.75 ↑ +27%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $23.22 ↑ +42%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $27.14 ↑ +66%
Centivo Self-Funded $27.86 ↑ +70%
Hue Health, Inc Medicare Advantage $29.61 ↑ +81%
Coventry Auto $33.06 ↑ +102%
United Healthcare UHC Colorado Doctors Plan $36.89 ↑ +125%
United Healthcare UHC Exchange $46.17 ↑ +182%
United Healthcare Commercial $46.17 ↑ +182%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $46.40 ↑ +184%
Coventry Workers Comp $46.40 ↑ +184%
Medica Commercial $48.31 ↑ +195%
Apostrophe, Inc. Commercial $49.30 ↑ +201%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $49.30 ↑ +201%
Decent Health Commercial $49.30 ↑ +201%
Aetna Commercial $50.98 ↑ +212%
Multiplan Commercial $54.52 ↑ +233%
First Choice of the Midwest Commercial $55.10 ↑ +237%

Visitor-reported prices

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Protein s total at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $5.92 $11.26 – $55.10
Sterling Regional Medical Center Sterling $19.43 $11.61 – $56.26
East Morgan County Hospital Brush $36.13 $24.44 – $56.26
AdventHealth Porter Denver $326.81 $11.38 – $21.48
CENTRAL PARK ER, A PART OF ROSE DENVER $815.00 $5.28 – $28.21
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $802.35 $11.49 – $12.19
AdventHealth Littleton Littleton $326.81 $11.38 – $21.48
AdventHealth Avista Louisville $326.81 $11.38 – $21.48

All Colorado hospitals for this procedure →