Pretreat rbc absorption reference at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$73.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$277.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.98 with United Healthcare vs $263.15 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $57.98 ↓ -22%
Medica Medicare Advantage $59.77 ↓ -19%
Anthem Blue Cross Blue Shield Colorado Medicare $59.77 ↓ -19%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $59.77 ↓ -19%
Medicare Traditional Medicare $59.77 ↓ -19%
Clear Spring Health Medicare Advantage $59.77 ↓ -19%
Humana Medicare Advantage $61.56 ↓ -17%
Longevity Medicare Advantage $61.56 ↓ -17%
Devoted Health Services Medicare Advantage $62.76 ↓ -15%
Banner Health Banner Choice Plus/Banner Select $71.19 ↓ -4%
Assist Health Group AHG Specialty Network $71.72 ↓ -3%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $93.72 ↑ +27%
Denver Health Medical Plan Commercial $106.83 ↑ +44%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $129.64 ↑ +75%
Centivo Self-Funded $143.45 ↑ +94%
Hue Health, Inc Medicare Advantage $152.41 ↑ +106%
Coventry Auto $157.89 ↑ +113%
United Healthcare UHC Colorado Doctors Plan $176.17 ↑ +138%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $177.36 ↑ +140%
United Healthcare UHC Exchange $220.49 ↑ +198%
United Healthcare Commercial $220.49 ↑ +198%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $221.60 ↑ +200%
Coventry Workers Comp $221.60 ↑ +200%
Medica Commercial $230.74 ↑ +212%
Decent Health Commercial $235.45 ↑ +218%
Apostrophe, Inc. Commercial $235.45 ↑ +218%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $235.45 ↑ +218%
Aetna Commercial $243.48 ↑ +229%
Multiplan Commercial $260.38 ↑ +252%
First Choice of the Midwest Commercial $263.15 ↑ +256%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Pretreat rbc absorption reference at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $51.24 $57.91 – $263.15
Sterling Regional Medical Center Sterling $112.74 $59.70 – $268.69
East Morgan County Hospital Brush $204.70 $116.73 – $268.69
AdventHealth Porter Denver $716.77 $50.76 – $115.13
CENTRAL PARK ER, A PART OF ROSE DENVER $1,153.00 $0.46 – $98.09
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $848.75 $0.65 – $98.09
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $1,279.83 $0.59 – $98.09
HCA HealthONE MOUNTAIN RIDGE Thornton $942.81 $0.48 – $98.09

All Colorado hospitals for this procedure →