Prednisolone sodium phosphate 15 mg/5 ml (3 mg/ml) oral solution at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$0.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.41 with Banner Health vs $1.52 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $0.41 ↑ +156%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $0.45 ↑ +181%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $0.75 ↑ +369%
Assist Health Group AHG Specialty Network $0.80 ↑ +400%
Centivo Self-Funded $0.80 ↑ +400%
Coventry Auto $0.91 ↑ +469%
United Healthcare UHC Colorado Doctors Plan $1.02 ↑ +538%
Hue Health, Inc Medicare Advantage $1.12 ↑ +600%
United Healthcare UHC Exchange $1.27 ↑ +694%
Coventry Workers Comp $1.28 ↑ +700%
Medica Commercial $1.33 ↑ +731%
Decent Health Commercial $1.36 ↑ +750%
Apostrophe, Inc. Commercial $1.36 ↑ +750%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $1.36 ↑ +750%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1.36 ↑ +750%
United Healthcare Commercial $1.41 ↑ +781%
Aetna Commercial $1.41 ↑ +781%
Multiplan Commercial $1.50 ↑ +838%
First Choice of the Midwest Commercial $1.52 ↑ +850%

Visitor-reported prices

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Prednisolone sodium phosphate 15 mg/5 ml (3 mg/ml) oral solution at other Colorado hospitals

Hospital City Cash price Negotiated range
AdventHealth Porter Denver $85.27 $0.40 – $0.90
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $70.00 $0.38 – $2.22
AdventHealth Littleton Littleton $85.27 $0.40 – $0.90
AdventHealth Avista Louisville $85.27 $0.40 – $0.90
AdventHealth Castle Rock Castle Rock $85.27 $0.40 – $0.90
AdventHealth Parker Parker $85.27 $0.40 – $0.90
HCA HealthONE SKY RIDGE Lone Tree not published $0.38 – $2.22
HCA HealthONE MOUNTAIN RIDGE Thornton not published $0.31 – $2.22

All Colorado hospitals for this procedure →