Pr debridement open wound topical appl/wound asmt per session 20 sq cm/< at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$158.51

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$333.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.58 with Banner Health vs $8,568.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $85.58 ↓ -46%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $155.84 ↓ -2%
Centivo Self-Funded $166.50 ↑ +5%
Assist Health Group AHG Specialty Network $166.50 ↑ +5%
Coventry Auto $189.81 ↑ +20%
United Healthcare UHC Medicare Advantage $193.94 ↑ +22%
Medica Medicare Advantage $199.94 ↑ +26%
Anthem Blue Cross Blue Shield Colorado Medicare $199.94 ↑ +26%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $199.94 ↑ +26%
Medicare Traditional Medicare $199.94 ↑ +26%
Clear Spring Health Medicare Advantage $199.94 ↑ +26%
Humana Medicare Advantage $205.94 ↑ +30%
Longevity Medicare Advantage $205.94 ↑ +30%
Devoted Health Services Medicare Advantage $209.94 ↑ +32%
United Healthcare UHC Colorado Doctors Plan $211.79 ↑ +34%
Hue Health, Inc Medicare Advantage $233.10 ↑ +47%
United Healthcare UHC Exchange $265.07 ↑ +67%
Coventry Workers Comp $266.40 ↑ +68%
Medica Commercial $277.39 ↑ +75%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $279.72 ↑ +76%
Apostrophe, Inc. Commercial $283.05 ↑ +79%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $283.05 ↑ +79%
Decent Health Commercial $283.05 ↑ +79%
United Healthcare Commercial $294.37 ↑ +86%
Multiplan Commercial $313.02 ↑ +97%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $313.51 ↑ +98%
First Choice of the Midwest Commercial $316.35 ↑ +100%
Denver Health Medical Plan Commercial $357.37 ↑ +125%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +2417%
Aetna Commercial $8,568.00 ↑ +5305%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Pr debridement open wound topical appl/wound asmt per session 20 sq cm/< at other Colorado hospitals

Hospital City Cash price Negotiated range
Sterling Regional Medical Center Sterling $155.72 $63.33 – $220.19
East Morgan County Hospital Brush $157.76 $95.66 – $220.19
AdventHealth Porter Denver $938.87 $61.91 – $1,083.00
HCA HealthONE MOUNTAIN RIDGE Thornton $808.76 $105.20 – $321.04
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $1,429.78 $105.20 – $321.04
AdventHealth Littleton Littleton $938.87 $61.91 – $1,083.00
AdventHealth Avista Louisville $938.87 $61.91 – $1,083.00
AdventHealth Castle Rock Castle Rock $938.87 $61.91 – $1,083.00

All Colorado hospitals for this procedure →