Nr lnr acclrtr tx max 5 sessions at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$4,753.57
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,721.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,713.86 with United Healthcare vs $9,234.95 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $1,713.86 | ↓ -64% |
| Medica | Medicare Advantage | $1,766.87 | ↓ -63% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $1,766.87 | ↓ -63% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $1,766.87 | ↓ -63% |
| Medicare | Traditional Medicare | $1,766.87 | ↓ -63% |
| Clear Spring Health | Medicare Advantage | $1,766.87 | ↓ -63% |
| Humana | Medicare Advantage | $1,819.88 | ↓ -62% |
| Longevity | Medicare Advantage | $1,819.88 | ↓ -62% |
| Devoted Health Services | Medicare Advantage | $1,855.21 | ↓ -61% |
| Assist Health Group | AHG Specialty Network | $2,120.24 | ↓ -55% |
| Banner Health | Banner Choice Plus/Banner Select | $2,498.30 | ↓ -47% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $2,770.45 | ↓ -42% |
| Denver Health Medical Plan | Commercial | $3,158.10 | ↓ -34% |
| Centivo | Self-Funded | $4,240.49 | ↓ -11% |
| Hue Health, Inc | Medicare Advantage | $4,505.52 | ↓ -5% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $4,549.43 | ↓ -4% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $5,487.40 | ↑ +15% |
| Coventry | Auto | $5,540.97 | ↑ +17% |
| United Healthcare | UHC Colorado Doctors Plan | $6,182.56 | ↑ +30% |
| United Healthcare | UHC Exchange | $7,737.92 | ↑ +63% |
| Coventry | Workers Comp | $7,776.80 | ↑ +64% |
| Medica | Commercial | $8,097.59 | ↑ +70% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $8,165.64 | ↑ +72% |
| Decent Health | Commercial | $8,262.85 | ↑ +74% |
| Apostrophe, Inc. | Commercial | $8,262.85 | ↑ +74% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $8,262.85 | ↑ +74% |
| Aetna | Commercial | $8,544.76 | ↑ +80% |
| United Healthcare | Commercial | $8,593.36 | ↑ +81% |
| Multiplan | Commercial | $9,137.74 | ↑ +92% |
| First Choice of the Midwest | Commercial | $9,234.95 | ↑ +94% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Nr lnr acclrtr tx max 5 sessions at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Porter | Denver | $10,271.08 | $1,801.86 – $3,489.45 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $22,784.00 | $2,745.69 – $3,490.60 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $9,528.25 | $2,745.69 – $5,253.71 |
| HCA HealthONE SKY RIDGE | Lone Tree | $56,069.20 | $2,745.69 – $4,434.49 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $56,069.20 | $2,745.69 – $4,434.49 |
| AdventHealth Littleton | Littleton | $10,271.08 | $1,801.86 – $3,489.45 |
| AdventHealth Avista | Louisville | $10,271.08 | $1,801.86 – $3,528.18 |
| AdventHealth Castle Rock | Castle Rock | $10,271.08 | $1,801.86 – $3,489.45 |