MRI orbit/face/neck without contrast at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$332.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,158.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$235.93 with United Healthcare vs $1,718.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $235.93 ↓ -29%
Anthem Blue Cross Blue Shield Colorado Medicare $243.23 ↓ -27%
Clear Spring Health Medicare Advantage $243.23 ↓ -27%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $243.23 ↓ -27%
Medicare Traditional Medicare $243.23 ↓ -27%
Medica Medicare Advantage $243.23 ↓ -27%
Longevity Medicare Advantage $250.53 ↓ -25%
Humana Medicare Advantage $250.53 ↓ -25%
Devoted Health Services Medicare Advantage $255.39 ↓ -23%
Assist Health Group AHG Specialty Network $291.88 ↓ -12%
Banner Health Banner Choice Plus/Banner Select $297.61 ↓ -10%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $381.38 ↑ +15%
Denver Health Medical Plan Commercial $434.75 ↑ +31%
Centivo Self-Funded $583.75 ↑ +76%
Hue Health, Inc Medicare Advantage $620.24 ↑ +87%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $651.00 ↑ +96%
Coventry Auto $660.06 ↑ +99%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $886.00 ↑ +167%
Aetna Commercial $900.00 ↑ +171%
Coventry Workers Comp $926.40 ↑ +179%
Medica Commercial $964.61 ↑ +190%
Apostrophe, Inc. Commercial $984.30 ↑ +196%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $984.30 ↑ +196%
Decent Health Commercial $984.30 ↑ +196%
Multiplan Commercial $1,088.52 ↑ +228%
First Choice of the Midwest Commercial $1,100.10 ↑ +231%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,119.00 ↑ +237%
United Healthcare UHC Colorado Doctors Plan $1,237.00 ↑ +272%
United Healthcare UHC Exchange $1,546.00 ↑ +365%
United Healthcare Commercial $1,718.00 ↑ +417%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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MRI orbit/face/neck without contrast at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $358.98 $235.63 – $1,100.10
Sterling Regional Medical Center Sterling $1,011.84 $242.92 – $2,886.72
East Morgan County Hospital Brush $1,967.14 $58.15 – $133.86
AdventHealth Porter Denver $6,107.69 $246.66 – $465.64
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $13,494.25 $152.58 – $517.79
AdventHealth Littleton Littleton $6,107.69 $246.66 – $465.64
AdventHealth Avista Louisville $6,107.69 $249.40 – $470.81
AdventHealth Castle Rock Castle Rock $6,107.69 $246.66 – $465.64

All Colorado hospitals for this procedure →