MRA abdomen post contrast at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$253.73

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,637.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$280.39 with Banner Health vs $1,718.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $280.39 ↑ +11%
Centivo Self-Funded $545.50 ↑ +115%
Assist Health Group AHG Specialty Network $545.50 ↑ +115%
Coventry Auto $621.87 ↑ +145%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $651.00 ↑ +157%
Hue Health, Inc Medicare Advantage $763.70 ↑ +201%
Coventry Workers Comp $872.80 ↑ +244%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $886.00 ↑ +249%
Aetna Commercial $900.00 ↑ +255%
Medica Commercial $908.80 ↑ +258%
Apostrophe, Inc. Commercial $927.35 ↑ +265%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $927.35 ↑ +265%
Decent Health Commercial $927.35 ↑ +265%
Multiplan Commercial $1,025.54 ↑ +304%
First Choice of the Midwest Commercial $1,036.45 ↑ +308%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $1,119.00 ↑ +341%
United Healthcare UHC Colorado Doctors Plan $1,237.00 ↑ +388%
United Healthcare UHC Exchange $1,546.00 ↑ +509%
United Healthcare Commercial $1,718.00 ↑ +577%

Visitor-reported prices

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MRA abdomen post contrast at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $221.00 $447.31 – $1,119.00
Sterling Regional Medical Center Sterling $2,571.89 $932.98 – $3,243.68
East Morgan County Hospital Brush $3,506.44 $77.12 – $177.51
AdventHealth Porter Denver $4,538.73 $474.98 – $672.82
AdventHealth Littleton Littleton $4,538.73 $474.98 – $672.82
AdventHealth Avista Louisville $4,538.73 $474.98 – $672.82
AdventHealth Castle Rock Castle Rock $4,538.73 $474.98 – $672.82
AdventHealth Parker Parker $4,538.73 $474.98 – $672.82

All Colorado hospitals for this procedure →