Mayo syphilis test non-treponemal antibody qualitative vdrl at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$35.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$134.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.14 with United Healthcare vs $49.40 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $4.14 ↓ -88%
Anthem Blue Cross Blue Shield Colorado Medicare $4.27 ↓ -88%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $4.27 ↓ -88%
Clear Spring Health Medicare Advantage $4.27 ↓ -88%
Medica Medicare Advantage $4.27 ↓ -88%
Medicare Traditional Medicare $4.27 ↓ -88%
Longevity Medicare Advantage $4.40 ↓ -88%
Humana Medicare Advantage $4.40 ↓ -88%
Devoted Health Services Medicare Advantage $4.48 ↓ -87%
Assist Health Group AHG Specialty Network $5.12 ↓ -86%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $6.70 ↓ -81%
Denver Health Medical Plan Commercial $7.63 ↓ -79%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $8.54 ↓ -76%
Centivo Self-Funded $10.25 ↓ -71%
Hue Health, Inc Medicare Advantage $10.89 ↓ -70%
Banner Health Banner Choice Plus/Banner Select $13.36 ↓ -63%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $24.34 ↓ -32%
Coventry Auto $29.64 ↓ -17%
United Healthcare UHC Colorado Doctors Plan $33.07 ↓ -8%
United Healthcare UHC Exchange $41.39 ↑ +16%
United Healthcare Commercial $41.39 ↑ +16%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $41.60 ↑ +16%
Coventry Workers Comp $41.60 ↑ +16%
Medica Commercial $43.32 ↑ +21%
Apostrophe, Inc. Commercial $44.20 ↑ +24%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $44.20 ↑ +24%
Decent Health Commercial $44.20 ↑ +24%
Aetna Commercial $45.71 ↑ +28%
Multiplan Commercial $48.88 ↑ +37%
First Choice of the Midwest Commercial $49.40 ↑ +38%

Visitor-reported prices

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Mayo syphilis test non-treponemal antibody qualitative vdrl at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $24.79 $4.14 – $49.40
Sterling Regional Medical Center Sterling $54.54 $4.27 – $50.44
East Morgan County Hospital Brush $99.03 $21.91 – $50.44
AdventHealth Porter Denver $151.54 $4.18 – $7.90
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $21.50 $2.72 – $10.38
AdventHealth Littleton Littleton $151.54 $4.18 – $7.90
AdventHealth Avista Louisville $151.54 $4.18 – $7.90
AdventHealth Castle Rock Castle Rock $151.54 $4.18 – $7.90

All Colorado hospitals for this procedure →