Mayo oxalate 24 hour urine at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$25.07

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$109.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.02 with United Healthcare vs $63.65 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.02 ↓ -44%
Anthem Blue Cross Blue Shield Colorado Medicare $14.45 ↓ -42%
Medicare Traditional Medicare $14.45 ↓ -42%
Clear Spring Health Medicare Advantage $14.45 ↓ -42%
Medica Medicare Advantage $14.45 ↓ -42%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $14.45 ↓ -42%
Humana Medicare Advantage $14.88 ↓ -41%
Longevity Medicare Advantage $14.88 ↓ -41%
Devoted Health Services Medicare Advantage $15.17 ↓ -39%
Banner Health Banner Choice Plus/Banner Select $17.22 ↓ -31%
Assist Health Group AHG Specialty Network $17.34 ↓ -31%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $22.66 ↓ -10%
Denver Health Medical Plan Commercial $25.83 ↑ +3%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $28.90 ↑ +15%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $31.36 ↑ +25%
Centivo Self-Funded $34.68 ↑ +38%
Hue Health, Inc Medicare Advantage $36.85 ↑ +47%
Coventry Auto $38.19 ↑ +52%
United Healthcare UHC Colorado Doctors Plan $42.61 ↑ +70%
United Healthcare UHC Exchange $53.33 ↑ +113%
United Healthcare Commercial $53.33 ↑ +113%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $53.60 ↑ +114%
Coventry Workers Comp $53.60 ↑ +114%
Medica Commercial $55.81 ↑ +123%
Apostrophe, Inc. Commercial $56.95 ↑ +127%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $56.95 ↑ +127%
Decent Health Commercial $56.95 ↑ +127%
Aetna Commercial $58.89 ↑ +135%
Multiplan Commercial $62.98 ↑ +151%
First Choice of the Midwest Commercial $63.65 ↑ +154%

Visitor-reported prices

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Mayo oxalate 24 hour urine at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $24.74 $14.02 – $63.65
Sterling Regional Medical Center Sterling $35.97 $14.45 – $64.99
East Morgan County Hospital Brush $67.14 $28.23 – $64.99
AdventHealth Porter Denver $193.73 $14.16 – $26.73
HCA HealthONE MOUNTAIN RIDGE Thornton $564.79 $6.85 – $35.11
AdventHealth Littleton Littleton $193.73 $14.16 – $26.73
AdventHealth Avista Louisville $193.73 $14.16 – $26.73
AdventHealth Castle Rock Castle Rock $193.73 $14.16 – $26.73

All Colorado hospitals for this procedure →