Mayo lywb borrelia burgdorferi (lyme disease) antibody igg confirmatory at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$16.29

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.03 with United Healthcare vs $57.95 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $15.03 ↓ -8%
Clear Spring Health Medicare Advantage $15.49 ↓ -5%
Medica Medicare Advantage $15.49 ↓ -5%
Medicare Traditional Medicare $15.49 ↓ -5%
Anthem Blue Cross Blue Shield Colorado Medicare $15.49 ↓ -5%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $15.49 ↓ -5%
Banner Health Banner Choice Plus/Banner Select $15.68 ↓ -4%
Longevity Medicare Advantage $15.95 ↓ -2%
Humana Medicare Advantage $15.95 ↓ -2%
Devoted Health Services Medicare Advantage $16.26 ↓ -0%
Assist Health Group AHG Specialty Network $18.59 ↑ +14%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $24.29 ↑ +49%
Denver Health Medical Plan Commercial $27.69 ↑ +70%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $28.55 ↑ +75%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $30.98 ↑ +90%
Coventry Auto $34.77 ↑ +113%
Centivo Self-Funded $37.18 ↑ +128%
United Healthcare UHC Colorado Doctors Plan $38.80 ↑ +138%
Hue Health, Inc Medicare Advantage $39.50 ↑ +142%
United Healthcare Commercial $48.56 ↑ +198%
United Healthcare UHC Exchange $48.56 ↑ +198%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $48.80 ↑ +200%
Coventry Workers Comp $48.80 ↑ +200%
Medica Commercial $50.81 ↑ +212%
Apostrophe, Inc. Commercial $51.85 ↑ +218%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $51.85 ↑ +218%
Decent Health Commercial $51.85 ↑ +218%
Aetna Commercial $53.62 ↑ +229%
Multiplan Commercial $57.34 ↑ +252%
First Choice of the Midwest Commercial $57.95 ↑ +256%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo lywb borrelia burgdorferi (lyme disease) antibody igg confirmatory at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $11.29 $15.03 – $57.95
Sterling Regional Medical Center Sterling $24.83 $15.49 – $59.17
East Morgan County Hospital Brush $45.08 $25.71 – $59.17
AdventHealth Porter Denver $231.65 $15.18 – $28.66
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $105.00 $8.86 – $37.64
AdventHealth Littleton Littleton $231.65 $15.18 – $28.66
AdventHealth Avista Louisville $231.65 $15.18 – $28.66
AdventHealth Castle Rock Castle Rock $231.65 $15.18 – $28.66

All Colorado hospitals for this procedure →