Mayo leptospira antibody igm at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$41.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$154.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.59 with Banner Health vs $46.55 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $12.59 ↓ -69%
United Healthcare UHC Medicare Advantage $15.71 ↓ -62%
Anthem Blue Cross Blue Shield Colorado Medicare $16.20 ↓ -61%
Clear Spring Health Medicare Advantage $16.20 ↓ -61%
Medica Medicare Advantage $16.20 ↓ -61%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $16.20 ↓ -61%
Medicare Traditional Medicare $16.20 ↓ -61%
Humana Medicare Advantage $16.69 ↓ -59%
Longevity Medicare Advantage $16.69 ↓ -59%
Devoted Health Services Medicare Advantage $17.01 ↓ -59%
Assist Health Group AHG Specialty Network $19.44 ↓ -53%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $22.93 ↓ -44%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $25.40 ↓ -38%
Coventry Auto $27.93 ↓ -32%
Denver Health Medical Plan Commercial $28.96 ↓ -30%
United Healthcare UHC Colorado Doctors Plan $31.16 ↓ -24%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $32.40 ↓ -21%
Hue Health, Inc Medicare Advantage $34.30 ↓ -17%
Centivo Self-Funded $38.88 ↓ -5%
United Healthcare Commercial $39.00 ↓ -5%
United Healthcare UHC Exchange $39.00 ↓ -5%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $39.20 ↓ -5%
Coventry Workers Comp $39.20 ↓ -5%
Medica Commercial $40.82 ↓ -1%
Decent Health Commercial $41.65 ↑ +1%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $41.65 ↑ +1%
Apostrophe, Inc. Commercial $41.65 ↑ +1%
Aetna Commercial $43.07 ↑ +5%
Multiplan Commercial $46.06 ↑ +12%
First Choice of the Midwest Commercial $46.55 ↑ +13%

Visitor-reported prices

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Mayo leptospira antibody igm at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $28.49 $15.71 – $46.55
Sterling Regional Medical Center Sterling $62.68 $13.67 – $47.53
East Morgan County Hospital Brush $113.81 $20.65 – $47.53
AdventHealth Porter Denver $201.79 $15.88 – $29.97
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $649.87 $9.48 – $39.37
HCA HealthONE MOUNTAIN RIDGE Thornton $530.91 $7.69 – $39.37
AdventHealth Littleton Littleton $201.79 $15.88 – $29.97
AdventHealth Avista Louisville $201.79 $15.88 – $29.97

All Colorado hospitals for this procedure →