Mayo hvdip HIV 2 antibody at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$23.23

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.11 with United Healthcare vs $82.65 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $13.11 ↓ -44%
Anthem Blue Cross Blue Shield Colorado Medicare $13.52 ↓ -42%
Medicare Traditional Medicare $13.52 ↓ -42%
Clear Spring Health Medicare Advantage $13.52 ↓ -42%
Medica Medicare Advantage $13.52 ↓ -42%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $13.52 ↓ -42%
Longevity Medicare Advantage $13.93 ↓ -40%
Humana Medicare Advantage $13.93 ↓ -40%
Devoted Health Services Medicare Advantage $14.20 ↓ -39%
Assist Health Group AHG Specialty Network $16.22 ↓ -30%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $21.20 ↓ -9%
Banner Health Banner Choice Plus/Banner Select $22.36 ↓ -4%
Denver Health Medical Plan Commercial $24.17 ↑ +4%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $27.04 ↑ +16%
Centivo Self-Funded $32.45 ↑ +40%
Hue Health, Inc Medicare Advantage $34.48 ↑ +48%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $40.72 ↑ +75%
Coventry Auto $49.59 ↑ +113%
United Healthcare UHC Colorado Doctors Plan $55.33 ↑ +138%
United Healthcare UHC Exchange $69.25 ↑ +198%
United Healthcare Commercial $69.25 ↑ +198%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $69.60 ↑ +200%
Coventry Workers Comp $69.60 ↑ +200%
Medica Commercial $72.47 ↑ +212%
Apostrophe, Inc. Commercial $73.95 ↑ +218%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $73.95 ↑ +218%
Decent Health Commercial $73.95 ↑ +218%
Aetna Commercial $76.47 ↑ +229%
Multiplan Commercial $81.78 ↑ +252%
First Choice of the Midwest Commercial $82.65 ↑ +256%

Visitor-reported prices

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Mayo hvdip HIV 2 antibody at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $16.09 $13.11 – $82.65
Sterling Regional Medical Center Sterling $35.41 $13.52 – $84.39
East Morgan County Hospital Brush $64.29 $36.66 – $84.39
AdventHealth Porter Denver $154.11 $13.25 – $25.01
CENTRAL PARK ER, A PART OF ROSE DENVER $140.00 $6.15 – $32.85
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $647.80 $7.91 – $32.85
HCA HealthONE MOUNTAIN RIDGE Thornton $131.74 $6.42 – $32.85
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $244.60 $13.38 – $14.20

All Colorado hospitals for this procedure →