Mayo hip12 infectious agent nucleic acid amplified probe hiv-1 rna qualitative at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$108.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.76 with Banner Health vs $102.60 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $27.76 ↓ -8%
United Healthcare UHC Medicare Advantage $34.04 ↑ +13%
Anthem Blue Cross Blue Shield Colorado Medicare $35.09 ↑ +16%
Clear Spring Health Medicare Advantage $35.09 ↑ +16%
Medica Medicare Advantage $35.09 ↑ +16%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $35.09 ↑ +16%
Medicare Traditional Medicare $35.09 ↑ +16%
Humana Medicare Advantage $36.14 ↑ +20%
Longevity Medicare Advantage $36.14 ↑ +20%
Devoted Health Services Medicare Advantage $36.84 ↑ +22%
Assist Health Group AHG Specialty Network $42.11 ↑ +40%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $50.54 ↑ +68%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $55.02 ↑ +83%
Coventry Auto $61.56 ↑ +104%
Denver Health Medical Plan Commercial $62.72 ↑ +108%
United Healthcare UHC Colorado Doctors Plan $68.69 ↑ +128%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $70.18 ↑ +133%
Hue Health, Inc Medicare Advantage $75.60 ↑ +151%
Centivo Self-Funded $84.22 ↑ +180%
United Healthcare Commercial $85.97 ↑ +185%
United Healthcare UHC Exchange $85.97 ↑ +185%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $86.40 ↑ +187%
Coventry Workers Comp $86.40 ↑ +187%
Medica Commercial $89.96 ↑ +199%
Decent Health Commercial $91.80 ↑ +205%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $91.80 ↑ +205%
Apostrophe, Inc. Commercial $91.80 ↑ +205%
Aetna Commercial $94.93 ↑ +215%
Multiplan Commercial $101.52 ↑ +237%
First Choice of the Midwest Commercial $102.60 ↑ +241%

Visitor-reported prices

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Mayo hip12 infectious agent nucleic acid amplified probe hiv-1 rna qualitative at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $15.66 $34.04 – $102.60
Sterling Regional Medical Center Sterling $46.44 $30.13 – $104.76
East Morgan County Hospital Brush $72.14 $45.51 – $104.76
AdventHealth Porter Denver $569.18 $34.39 – $64.92
CENTRAL PARK ER, A PART OF ROSE DENVER $1,575.00 $15.97 – $85.27
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver $1,375.00 $22.35 – $85.27
HCA HealthONE MOUNTAIN RIDGE Thornton $965.70 $16.65 – $85.27
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $654.89 $34.74 – $36.84

All Colorado hospitals for this procedure →