Mayo efpo chloride stool at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$13.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.85 with Banner Health vs $14.25 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $3.85 ↓ -71%
United Healthcare UHC Medicare Advantage $4.85 ↓ -64%
Anthem Blue Cross Blue Shield Colorado Medicare $5.00 ↓ -63%
Clear Spring Health Medicare Advantage $5.00 ↓ -63%
Medica Medicare Advantage $5.00 ↓ -63%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $5.00 ↓ -63%
Medicare Traditional Medicare $5.00 ↓ -63%
Humana Medicare Advantage $5.15 ↓ -61%
Longevity Medicare Advantage $5.15 ↓ -61%
Devoted Health Services Medicare Advantage $5.25 ↓ -61%
Assist Health Group AHG Specialty Network $6.00 ↓ -55%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $7.02 ↓ -47%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $7.84 ↓ -41%
Coventry Auto $8.55 ↓ -36%
Denver Health Medical Plan Commercial $8.94 ↓ -33%
United Healthcare UHC Colorado Doctors Plan $9.54 ↓ -28%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $10.00 ↓ -25%
Hue Health, Inc Medicare Advantage $10.50 ↓ -21%
United Healthcare Commercial $11.94 ↓ -10%
United Healthcare UHC Exchange $11.94 ↓ -10%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $12.00 ↓ -10%
Coventry Workers Comp $12.00 ↓ -10%
Centivo Self-Funded $12.00 ↓ -10%
Medica Commercial $12.49 ↓ -6%
Decent Health Commercial $12.75 ↓ -4%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $12.75 ↓ -4%
Apostrophe, Inc. Commercial $12.75 ↓ -4%
Aetna Commercial $13.19 ↓ -1%
Multiplan Commercial $14.10 ↑ +6%
First Choice of the Midwest Commercial $14.25 ↑ +7%

Visitor-reported prices

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Mayo efpo chloride stool at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $13.17 $4.85 – $14.25
Sterling Regional Medical Center Sterling $19.14 $4.18 – $14.55
East Morgan County Hospital Brush $35.73 $6.32 – $14.55
AdventHealth Porter Denver $128.02 $4.90 – $9.25
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $289.00 $2.86 – $78.66
AdventHealth Littleton Littleton $128.02 $4.90 – $9.25
AdventHealth Avista Louisville $128.02 $4.90 – $9.25
AdventHealth Castle Rock Castle Rock $128.02 $4.90 – $9.25

All Colorado hospitals for this procedure →