Mayo analysis microarray cytogenomic copy number/snp variants at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,503.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,480.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$894.36 with Banner Health vs $3,306.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $894.36 ↓ -41%
United Healthcare UHC Medicare Advantage $1,125.20 ↓ -25%
Anthem Blue Cross Blue Shield Colorado Medicare $1,160.00 ↓ -23%
Clear Spring Health Medicare Advantage $1,160.00 ↓ -23%
Medica Medicare Advantage $1,160.00 ↓ -23%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $1,160.00 ↓ -23%
Medicare Traditional Medicare $1,160.00 ↓ -23%
Humana Medicare Advantage $1,194.80 ↓ -21%
Longevity Medicare Advantage $1,194.80 ↓ -21%
Devoted Health Services Medicare Advantage $1,218.00 ↓ -19%
Assist Health Group AHG Specialty Network $1,392.00 ↓ -7%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $1,628.64 ↑ +8%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $1,818.88 ↑ +21%
Coventry Auto $1,983.60 ↑ +32%
Denver Health Medical Plan Commercial $2,073.38 ↑ +38%
United Healthcare UHC Colorado Doctors Plan $2,213.28 ↑ +47%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $2,320.00 ↑ +54%
Hue Health, Inc Medicare Advantage $2,436.00 ↑ +62%
United Healthcare Commercial $2,770.08 ↑ +84%
United Healthcare UHC Exchange $2,770.08 ↑ +84%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $2,784.00 ↑ +85%
Coventry Workers Comp $2,784.00 ↑ +85%
Centivo Self-Funded $2,784.00 ↑ +85%
Medica Commercial $2,898.84 ↑ +93%
Decent Health Commercial $2,958.00 ↑ +97%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $2,958.00 ↑ +97%
Apostrophe, Inc. Commercial $2,958.00 ↑ +97%
Aetna Commercial $3,058.92 ↑ +103%
Multiplan Commercial $3,271.20 ↑ +118%
First Choice of the Midwest Commercial $3,306.00 ↑ +120%

Visitor-reported prices

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Mayo analysis microarray cytogenomic copy number/snp variants at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $483.72 $1,125.20 – $3,306.00
Sterling Regional Medical Center Sterling $1,071.84 $970.92 – $3,375.60
East Morgan County Hospital Brush $2,199.36 $1,466.47 – $3,375.60
AdventHealth Porter Denver $2,143.62 $1,136.80 – $2,146.00
HCA HealthONE AURORA Aurora $14,439.26 $618.28 – $2,818.80
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $850.00 $109.54 – $2,818.80
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $8,491.62 $678.60 – $2,818.80
AdventHealth Littleton Littleton $2,143.62 $1,136.80 – $2,146.00

All Colorado hospitals for this procedure →