Mayo alcohol definitive assay volatile screen at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$30.36

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$132.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.68 with Banner Health vs $57.95 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $15.68 ↓ -48%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $28.55 ↓ -6%
Centivo Self-Funded $30.50 ↑ +0%
Assist Health Group AHG Specialty Network $30.50 ↑ +0%
Coventry Auto $34.77 ↑ +15%
United Healthcare UHC Colorado Doctors Plan $38.80 ↑ +28%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $39.06 ↑ +29%
Hue Health, Inc Medicare Advantage $42.70 ↑ +41%
United Healthcare Commercial $48.56 ↑ +60%
United Healthcare UHC Exchange $48.56 ↑ +60%
Coventry Workers Comp $48.80 ↑ +61%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $48.80 ↑ +61%
Medica Commercial $50.81 ↑ +67%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $51.85 ↑ +71%
Apostrophe, Inc. Commercial $51.85 ↑ +71%
Decent Health Commercial $51.85 ↑ +71%
Aetna Commercial $53.62 ↑ +77%
Multiplan Commercial $57.34 ↑ +89%
First Choice of the Midwest Commercial $57.95 ↑ +91%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo alcohol definitive assay volatile screen at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $29.96 $25.01 – $57.95
Sterling Regional Medical Center Sterling $44.22 $17.02 – $59.17
East Morgan County Hospital Brush $82.54 $25.71 – $59.17
AdventHealth Porter Denver $217.75 $0.02 – $0.02
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $353.00 $139.06 – $141.99
AdventHealth Littleton Littleton $217.75 $0.02 – $0.02
AdventHealth Avista Louisville $217.75 $0.02 – $0.02
AdventHealth Castle Rock Castle Rock $217.75 $0.02 – $0.02

All Colorado hospitals for this procedure →