Mayo alcohol biomarkers definitive assay 1 or 2 phosphatidylethanol confirmation at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$36.34

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$158.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$28.27 with Banner Health vs $104.50 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $28.27 ↓ -22%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $51.48 ↑ +42%
Centivo Self-Funded $55.00 ↑ +51%
Assist Health Group AHG Specialty Network $55.00 ↑ +51%
Coventry Auto $62.70 ↑ +73%
United Healthcare UHC Colorado Doctors Plan $69.96 ↑ +93%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $70.43 ↑ +94%
Hue Health, Inc Medicare Advantage $77.00 ↑ +112%
United Healthcare Commercial $87.56 ↑ +141%
United Healthcare UHC Exchange $87.56 ↑ +141%
Coventry Workers Comp $88.00 ↑ +142%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $88.00 ↑ +142%
Medica Commercial $91.63 ↑ +152%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $93.50 ↑ +157%
Apostrophe, Inc. Commercial $93.50 ↑ +157%
Decent Health Commercial $93.50 ↑ +157%
Aetna Commercial $96.69 ↑ +166%
Multiplan Commercial $103.40 ↑ +185%
First Choice of the Midwest Commercial $104.50 ↑ +188%

Visitor-reported prices

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Mayo alcohol biomarkers definitive assay 1 or 2 phosphatidylethanol confirmation at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $35.87 $45.10 – $104.50
Sterling Regional Medical Center Sterling $52.14 $30.69 – $106.70
East Morgan County Hospital Brush $97.33 $46.35 – $106.70
AdventHealth Porter Denver $161.88 $0.02 – $0.02
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $125.48 $139.06 – $141.99
AdventHealth Littleton Littleton $161.88 $0.02 – $0.02
AdventHealth Avista Louisville $161.88 $0.02 – $0.02
AdventHealth Castle Rock Castle Rock $161.88 $0.02 – $0.02

All Colorado hospitals for this procedure →