Mayo activated protein c resistance assay at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$66.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.86 with United Healthcare vs $62.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.86 ↓ -20%
Anthem Blue Cross Blue Shield Colorado Medicare $15.32 ↓ -18%
Medicare Traditional Medicare $15.32 ↓ -18%
Clear Spring Health Medicare Advantage $15.32 ↓ -18%
Medica Medicare Advantage $15.32 ↓ -18%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $15.32 ↓ -18%
Humana Medicare Advantage $15.78 ↓ -15%
Longevity Medicare Advantage $15.78 ↓ -15%
Devoted Health Services Medicare Advantage $16.09 ↓ -14%
Banner Health Banner Choice Plus/Banner Select $16.96 ↓ -9%
Assist Health Group AHG Specialty Network $18.38 ↓ -1%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $24.02 ↑ +29%
Denver Health Medical Plan Commercial $27.38 ↑ +47%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $30.64 ↑ +65%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $30.89 ↑ +66%
Centivo Self-Funded $36.77 ↑ +98%
Coventry Auto $37.62 ↑ +102%
Hue Health, Inc Medicare Advantage $39.07 ↑ +110%
United Healthcare UHC Colorado Doctors Plan $41.98 ↑ +126%
United Healthcare UHC Exchange $52.54 ↑ +182%
United Healthcare Commercial $52.54 ↑ +182%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $52.80 ↑ +184%
Coventry Workers Comp $52.80 ↑ +184%
Medica Commercial $54.98 ↑ +195%
Apostrophe, Inc. Commercial $56.10 ↑ +201%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $56.10 ↑ +201%
Decent Health Commercial $56.10 ↑ +201%
Aetna Commercial $58.01 ↑ +212%
Multiplan Commercial $62.04 ↑ +233%
First Choice of the Midwest Commercial $62.70 ↑ +237%

Visitor-reported prices

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Mayo activated protein c resistance assay at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $6.73 $14.86 – $62.70
Sterling Regional Medical Center Sterling $22.11 $15.32 – $64.02
East Morgan County Hospital Brush $41.12 $27.81 – $64.02
AdventHealth Porter Denver $515.59 $15.01 – $28.34
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $205.61 $8.96 – $37.23
HCA HealthONE MOUNTAIN RIDGE Thornton $334.37 $7.27 – $37.23
AdventHealth Littleton Littleton $515.59 $15.01 – $28.34
AdventHealth Avista Louisville $515.59 $15.01 – $28.34

All Colorado hospitals for this procedure →