healthcosts.net

Marker biop eviva buckle ss at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,264.96

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,105.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.44 with Banner Health vs $297.35 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $80.44 ↓ -96%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $146.48 ↓ -94%
Centivo Self-Funded $156.50 ↓ -93%
Assist Health Group AHG Specialty Network $156.50 ↓ -93%
United Healthcare UHC Colorado Doctors Plan $199.07 ↓ -91%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $200.41 ↓ -91%
Hue Health, Inc Medicare Advantage $219.10 ↓ -90%
United Healthcare UHC Exchange $249.15 ↓ -89%
Medica Commercial $260.73 ↓ -88%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $262.92 ↓ -88%
Decent Health Commercial $266.05 ↓ -88%
Apostrophe, Inc. Commercial $266.05 ↓ -88%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $266.05 ↓ -88%
Aetna Commercial $275.13 ↓ -88%
United Healthcare Commercial $276.69 ↓ -88%
Multiplan Commercial $294.22 ↓ -87%
First Choice of the Midwest Commercial $297.35 ↓ -87%
Coventry Auto not published by hospital
Coventry Workers Comp not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Marker biop eviva buckle ss at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $2,460.32 $128.33 – $297.35
Sterling Regional Medical Center Sterling $527.51 $87.33 – $303.61
East Morgan County Hospital Brush $605.62 $131.90 – $303.61

All Colorado hospitals for this procedure →