Lens iol ant chamb 10.5 at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$601.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.66 with Banner Health vs $785.78 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $152.66 ↓ -75%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $277.99 ↓ -54%
Centivo Self-Funded $297.00 ↓ -51%
Assist Health Group AHG Specialty Network $297.00 ↓ -51%
Coventry Auto $338.58 ↓ -44%
United Healthcare UHC Colorado Doctors Plan $377.78 ↓ -37%
Hue Health, Inc Medicare Advantage $415.80 ↓ -31%
United Healthcare UHC Exchange $472.82 ↓ -21%
Coventry Workers Comp $475.20 ↓ -21%
Medica Commercial $494.80 ↓ -18%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $498.96 ↓ -17%
Decent Health Commercial $504.90 ↓ -16%
Apostrophe, Inc. Commercial $504.90 ↓ -16%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $504.90 ↓ -16%
Aetna Commercial $522.13 ↓ -13%
United Healthcare Commercial $525.10 ↓ -13%
Multiplan Commercial $558.36 ↓ -7%
First Choice of the Midwest Commercial $564.30 ↓ -6%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $785.78 ↑ +31%

Visitor-reported prices

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Lens iol ant chamb 10.5 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $961.18 $243.54 – $785.78
Sterling Regional Medical Center Sterling $888.68 $165.73 – $576.18
HCA HealthONE SKY RIDGE Lone Tree $695.00 $144.27 – $153.02
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $695.00 $141.36 – $211.31
HCA HealthONE AURORA Aurora not published $144.27 – $153.02
CENTRAL PARK ER, A PART OF ROSE DENVER not published $144.27 – $153.02
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $123.87 – $153.02
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD not published $144.27 – $153.02

All Colorado hospitals for this procedure →