Lactoferrin fecal quant at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$46.92

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$204.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.04 with United Healthcare vs $193.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $19.04 ↓ -59%
Anthem Blue Cross Blue Shield Colorado Medicare $19.63 ↓ -58%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $19.63 ↓ -58%
Clear Spring Health Medicare Advantage $19.63 ↓ -58%
Medica Medicare Advantage $19.63 ↓ -58%
Medicare Traditional Medicare $19.63 ↓ -58%
Longevity Medicare Advantage $20.22 ↓ -57%
Humana Medicare Advantage $20.22 ↓ -57%
Devoted Health Services Medicare Advantage $20.61 ↓ -56%
Assist Health Group AHG Specialty Network $23.56 ↓ -50%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $30.78 ↓ -34%
Denver Health Medical Plan Commercial $35.09 ↓ -25%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $39.26 ↓ -16%
Centivo Self-Funded $47.11 ↑ +0%
Hue Health, Inc Medicare Advantage $50.06 ↑ +7%
Banner Health Banner Choice Plus/Banner Select $52.43 ↑ +12%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $95.47 ↑ +103%
Coventry Auto $116.28 ↑ +148%
United Healthcare UHC Colorado Doctors Plan $129.74 ↑ +177%
United Healthcare UHC Exchange $162.38 ↑ +246%
United Healthcare Commercial $162.38 ↑ +246%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $163.20 ↑ +248%
Coventry Workers Comp $163.20 ↑ +248%
Medica Commercial $169.93 ↑ +262%
Apostrophe, Inc. Commercial $173.40 ↑ +270%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $173.40 ↑ +270%
Decent Health Commercial $173.40 ↑ +270%
Aetna Commercial $179.32 ↑ +282%
Multiplan Commercial $191.76 ↑ +309%
First Choice of the Midwest Commercial $193.80 ↑ +313%

Visitor-reported prices

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Lactoferrin fecal quant at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $46.31 $19.04 – $193.80
HCA HealthONE AURORA Aurora $556.31 $10.46 – $47.70
CENTRAL PARK ER, A PART OF ROSE DENVER $402.00 $8.93 – $47.70
HCA HealthONE SKY RIDGE Lone Tree $484.45 $11.23 – $47.70
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $484.45 $11.23 – $78.66
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $613.76 $11.48 – $47.70
HCA HealthONE MOUNTAIN RIDGE Thornton $690.18 $9.31 – $47.70
AdventHealth Porter Denver not published $19.24 – $36.32

All Colorado hospitals for this procedure →