IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$190.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$498.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$127.99 with Banner Health vs $508.80 with Centivo — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $127.99 | ↓ -33% |
| United Healthcare | UHC Medicare Advantage | $205.64 | ↑ +8% |
| Medica | Medicare Advantage | $212.00 | ↑ +11% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $212.00 | ↑ +11% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $212.00 | ↑ +11% |
| Medicare | Traditional Medicare | $212.00 | ↑ +11% |
| Clear Spring Health | Medicare Advantage | $212.00 | ↑ +11% |
| Humana | Medicare Advantage | $218.36 | ↑ +14% |
| Longevity | Medicare Advantage | $218.36 | ↑ +14% |
| Devoted Health Services | Medicare Advantage | $222.60 | ↑ +17% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $233.06 | ↑ +22% |
| Assist Health Group | AHG Specialty Network | $254.40 | ↑ +33% |
| Coventry | Auto | $283.86 | ↑ +49% |
| United Healthcare | Commercial | $316.73 | ↑ +66% |
| United Healthcare | UHC Exchange | $316.73 | ↑ +66% |
| United Healthcare | UHC Colorado Doctors Plan | $316.73 | ↑ +66% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $332.04 | ↑ +74% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $332.42 | ↑ +74% |
| Hue Health, Inc | Medicare Advantage | $348.60 | ↑ +83% |
| Denver Health Medical Plan | Commercial | $378.93 | ↑ +99% |
| Coventry | Workers Comp | $398.40 | ↑ +109% |
| Medica | Commercial | $414.83 | ↑ +117% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $418.32 | ↑ +119% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $423.30 | ↑ +122% |
| Apostrophe, Inc. | Commercial | $423.30 | ↑ +122% |
| Decent Health | Commercial | $423.30 | ↑ +122% |
| Aetna | Commercial | $437.74 | ↑ +130% |
| Multiplan | Commercial | $468.12 | ↑ +145% |
| First Choice of the Midwest | Commercial | $473.10 | ↑ +148% |
| Centivo | Self-Funded | $508.80 | ↑ +167% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
IV infusion therapy/prophylaxis/diagnosis initial up to 1 hour at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $308.26 | $204.18 – $508.18 |
| Sterling Regional Medical Center | Sterling | $229.05 | $125.55 – $436.50 |
| East Morgan County Hospital | Brush | $247.05 | $189.63 – $436.50 |
| AdventHealth Porter | Denver | $1,150.93 | $109.03 – $415.10 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | $554.83 | $329.81 – $343.70 |
| AdventHealth Littleton | Littleton | $1,150.93 | $109.03 – $415.10 |
| AdventHealth Avista | Louisville | $1,150.93 | $109.03 – $419.70 |
| AdventHealth Castle Rock | Castle Rock | $1,150.93 | $109.03 – $415.10 |