Interrog evl pm/ldls pm ip at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$59.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$199.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$36.39 with United Healthcare vs $306.74 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $36.39 | ↓ -39% |
| Medica | Medicare Advantage | $37.52 | ↓ -37% |
| Clear Spring Health | Medicare Advantage | $37.52 | ↓ -37% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $37.52 | ↓ -37% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $37.52 | ↓ -37% |
| Medicare | Traditional Medicare | $37.52 | ↓ -37% |
| Longevity | Medicare Advantage | $38.65 | ↓ -35% |
| Humana | Medicare Advantage | $38.65 | ↓ -35% |
| Devoted Health Services | Medicare Advantage | $39.40 | ↓ -34% |
| Assist Health Group | AHG Specialty Network | $45.02 | ↓ -25% |
| Banner Health | Banner Choice Plus/Banner Select | $51.14 | ↓ -14% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $58.83 | ↓ -1% |
| Denver Health Medical Plan | Commercial | $67.06 | ↑ +12% |
| United Healthcare | UHC Colorado Doctors Plan | $88.40 | ↑ +48% |
| United Healthcare | Commercial | $88.40 | ↑ +48% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $88.40 | ↑ +48% |
| United Healthcare | UHC Exchange | $88.40 | ↑ +48% |
| Centivo | Self-Funded | $90.05 | ↑ +51% |
| Hue Health, Inc | Medicare Advantage | $95.68 | ↑ +60% |
| Coventry | Auto | $113.43 | ↑ +90% |
| Coventry | Workers Comp | $159.20 | ↑ +167% |
| Medica | Commercial | $165.77 | ↑ +178% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $167.16 | ↑ +180% |
| Decent Health | Commercial | $169.15 | ↑ +183% |
| Apostrophe, Inc. | Commercial | $169.15 | ↑ +183% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $169.15 | ↑ +183% |
| Aetna | Commercial | $174.92 | ↑ +193% |
| Multiplan | Commercial | $187.06 | ↑ +213% |
| First Choice of the Midwest | Commercial | $189.05 | ↑ +217% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $306.74 | ↑ +414% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Interrog evl pm/ldls pm ip at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $59.10 | $36.36 – $189.05 |
| AdventHealth Porter | Denver | $283.41 | $38.58 – $72.83 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $295.00 | $58.03 – $60.47 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $317.75 | $58.03 – $60.47 |
| HCA HealthONE SKY RIDGE | Lone Tree | $425.15 | $58.03 – $60.47 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $425.15 | $30.40 – $60.47 |
| AdventHealth Littleton | Littleton | $283.41 | $38.58 – $72.83 |
| AdventHealth Avista | Louisville | $283.41 | $39.01 – $73.64 |