Ins icd gen exist mlt leads at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$26,824.47

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$60,010.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15,422.57 with Banner Health vs $77,427.94 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $15,422.57 ↓ -43%
Aetna Commercial $22,491.00 ↓ -16%
United Healthcare UHC Medicare Advantage $31,293.79 ↑ +17%
Medica Medicare Advantage $32,261.64 ↑ +20%
Anthem Blue Cross Blue Shield Colorado Medicare $32,261.64 ↑ +20%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $32,261.64 ↑ +20%
Medicare Traditional Medicare $32,261.64 ↑ +20%
Clear Spring Health Medicare Advantage $32,261.64 ↑ +20%
Longevity Medicare Advantage $33,229.49 ↑ +24%
Humana Medicare Advantage $33,229.49 ↑ +24%
Devoted Health Services Medicare Advantage $33,874.72 ↑ +26%
Coventry Auto $34,205.70 ↑ +28%
Assist Health Group AHG Specialty Network $38,713.97 ↑ +44%
Hue Health, Inc Medicare Advantage $42,007.00 ↑ +57%
Coventry Workers Comp $48,008.00 ↑ +79%
Medica Commercial $49,988.33 ↑ +86%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $50,586.25 ↑ +89%
Apostrophe, Inc. Commercial $51,008.50 ↑ +90%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $51,008.50 ↑ +90%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $51,008.50 ↑ +90%
Decent Health Commercial $51,008.50 ↑ +90%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $51,323.00 ↑ +91%
Multiplan Commercial $56,409.40 ↑ +110%
First Choice of the Midwest Commercial $57,009.50 ↑ +113%
Denver Health Medical Plan Commercial $57,664.46 ↑ +115%
Centivo Self-Funded $77,427.94 ↑ +189%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ins icd gen exist mlt leads at other Colorado hospitals

Hospital City Cash price Negotiated range
AdventHealth Porter Denver $62,038.99 $694.14 – $61,256.47
AdventHealth Littleton Littleton $62,038.99 $694.14 – $61,256.47
AdventHealth Avista Louisville $62,038.99 $694.14 – $61,936.36
AdventHealth Castle Rock Castle Rock $62,038.99 $694.14 – $61,256.47
AdventHealth Parker Parker $62,038.99 $694.14 – $61,256.47
HCA HealthONE AURORA Aurora not published $50,623.76 – $52,755.29
CENTRAL PARK ER, A PART OF ROSE DENVER not published $50,623.76 – $52,755.29
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $50,623.76 – $52,755.29

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