Impl neurostim electr perc at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$2,673.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,980.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,536.86 with Banner Health vs $43,338.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $1,536.86 | ↓ -43% |
| Coventry | Auto | $3,408.60 | ↑ +28% |
| Hue Health, Inc | Medicare Advantage | $4,186.00 | ↑ +57% |
| Coventry | Workers Comp | $4,784.00 | ↑ +79% |
| Medica | Commercial | $4,981.34 | ↑ +86% |
| Decent Health | Commercial | $5,083.00 | ↑ +90% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $5,083.00 | ↑ +90% |
| Apostrophe, Inc. | Commercial | $5,083.00 | ↑ +90% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $5,083.00 | ↑ +90% |
| Multiplan | Commercial | $5,621.20 | ↑ +110% |
| First Choice of the Midwest | Commercial | $5,681.00 | ↑ +113% |
| United Healthcare | UHC Medicare Advantage | $6,405.73 | ↑ +140% |
| Medicare | Traditional Medicare | $6,603.85 | ↑ +147% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $6,603.85 | ↑ +147% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $6,603.85 | ↑ +147% |
| Clear Spring Health | Medicare Advantage | $6,603.85 | ↑ +147% |
| Medica | Medicare Advantage | $6,603.85 | ↑ +147% |
| Humana | Medicare Advantage | $6,801.97 | ↑ +154% |
| Longevity | Medicare Advantage | $6,801.97 | ↑ +154% |
| Devoted Health Services | Medicare Advantage | $6,934.04 | ↑ +159% |
| Assist Health Group | AHG Specialty Network | $7,924.62 | ↑ +196% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $10,354.84 | ↑ +287% |
| Denver Health Medical Plan | Commercial | $11,803.72 | ↑ +342% |
| Aetna | Commercial | $13,923.00 | ↑ +421% |
| Centivo | Self-Funded | $15,849.24 | ↑ +493% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $43,338.00 | ↑ +1521% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Impl neurostim electr perc at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $2,356.12 | $2,451.80 – $15,829.39 |
| AdventHealth Porter | Denver | $25,489.32 | $738.08 – $12,437.12 |
| AdventHealth Littleton | Littleton | $25,489.32 | $738.08 – $12,437.12 |
| AdventHealth Avista | Louisville | $25,489.32 | $738.08 – $12,575.16 |
| AdventHealth Castle Rock | Castle Rock | $25,489.32 | $738.08 – $12,437.12 |
| AdventHealth Parker | Parker | $25,489.32 | $738.08 – $12,437.12 |
| HCA HealthONE AURORA | Aurora | not published | $10,523.80 – $10,966.90 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $10,523.80 – $10,966.90 |