Hemodialysis one evaluation at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$383.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,215.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$378.35 with Anthem Blue Cross Blue Shield Colorado vs $2,104.25 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $378.35 | ↓ -1% |
| Banner Health | Banner Choice Plus/Banner Select | $569.25 | ↑ +49% |
| United Healthcare | UHC Medicare Advantage | $682.97 | ↑ +78% |
| Medica | Medicare Advantage | $704.09 | ↑ +84% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $704.09 | ↑ +84% |
| Medicare | Traditional Medicare | $704.09 | ↑ +84% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $704.09 | ↑ +84% |
| Clear Spring Health | Medicare Advantage | $704.09 | ↑ +84% |
| Humana | Medicare Advantage | $725.21 | ↑ +89% |
| Longevity | Medicare Advantage | $725.21 | ↑ +89% |
| Devoted Health Services | Medicare Advantage | $739.29 | ↑ +93% |
| Assist Health Group | AHG Specialty Network | $844.91 | ↑ +120% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,036.62 | ↑ +171% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $1,104.01 | ↑ +188% |
| Denver Health Medical Plan | Commercial | $1,258.49 | ↑ +228% |
| Coventry | Auto | $1,262.55 | ↑ +229% |
| United Healthcare | UHC Colorado Doctors Plan | $1,408.74 | ↑ +268% |
| Hue Health, Inc | Medicare Advantage | $1,550.50 | ↑ +305% |
| Centivo | Self-Funded | $1,689.82 | ↑ +341% |
| United Healthcare | UHC Exchange | $1,763.14 | ↑ +360% |
| Coventry | Workers Comp | $1,772.00 | ↑ +362% |
| Medica | Commercial | $1,845.10 | ↑ +381% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $1,860.60 | ↑ +386% |
| Decent Health | Commercial | $1,882.75 | ↑ +391% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,882.75 | ↑ +391% |
| Apostrophe, Inc. | Commercial | $1,882.75 | ↑ +391% |
| Aetna | Commercial | $1,946.98 | ↑ +408% |
| United Healthcare | Commercial | $1,958.06 | ↑ +411% |
| Multiplan | Commercial | $2,082.10 | ↑ +443% |
| First Choice of the Midwest | Commercial | $2,104.25 | ↑ +449% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Hemodialysis one evaluation at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $987.03 | $378.35 – $2,104.25 |
| Sterling Regional Medical Center | Sterling | $1,135.94 | $617.99 – $2,148.55 |
| AdventHealth Porter | Denver | $5,350.77 | $124.23 – $1,339.37 |
| AdventHealth Littleton | Littleton | $5,350.77 | $124.23 – $1,339.37 |
| AdventHealth Avista | Louisville | $5,350.77 | $124.23 – $1,354.23 |
| AdventHealth Castle Rock | Castle Rock | $5,350.77 | $124.23 – $1,339.37 |
| AdventHealth Parker | Parker | $5,350.77 | $124.23 – $1,339.37 |
| HCA HealthONE AURORA | Aurora | not published | $1,075.29 – $1,120.56 |