Guided cath fluid drainage 10030 at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$775.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,734.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$445.64 with Banner Health vs $13,923.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $445.64 ↓ -43%
United Healthcare UHC Medicare Advantage $686.74 ↓ -11%
Clear Spring Health Medicare Advantage $707.98 ↓ -9%
Anthem Blue Cross Blue Shield Colorado Medicare $707.98 ↓ -9%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $707.98 ↓ -9%
Medicare Traditional Medicare $707.98 ↓ -9%
Medica Medicare Advantage $707.98 ↓ -9%
Longevity Medicare Advantage $729.22 ↓ -6%
Humana Medicare Advantage $729.22 ↓ -6%
Devoted Health Services Medicare Advantage $743.38 ↓ -4%
Assist Health Group AHG Specialty Network $849.58 ↑ +10%
Coventry Auto $988.38 ↑ +28%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $1,110.11 ↑ +43%
Hue Health, Inc Medicare Advantage $1,213.80 ↑ +57%
Denver Health Medical Plan Commercial $1,265.44 ↑ +63%
Coventry Workers Comp $1,387.20 ↑ +79%
Medica Commercial $1,444.42 ↑ +86%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $1,473.90 ↑ +90%
Apostrophe, Inc. Commercial $1,473.90 ↑ +90%
Decent Health Commercial $1,473.90 ↑ +90%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $1,473.90 ↑ +90%
Multiplan Commercial $1,629.96 ↑ +110%
First Choice of the Midwest Commercial $1,647.30 ↑ +113%
Centivo Self-Funded $1,699.15 ↑ +119%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +415%
Aetna Commercial $13,923.00 ↑ +1696%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Guided cath fluid drainage 10030 at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $683.20 $685.88 – $13,923.00
Sterling Regional Medical Center Sterling $364.23 $238.54 – $829.35
AdventHealth Porter Denver $11,207.86 $197.00 – $1,381.94
AdventHealth Littleton Littleton $11,207.86 $197.00 – $1,381.94
AdventHealth Avista Louisville $11,207.86 $197.00 – $1,397.28
AdventHealth Castle Rock Castle Rock $11,207.86 $197.00 – $1,381.94
AdventHealth Parker Parker $11,207.86 $197.00 – $1,381.94
HCA HealthONE AURORA Aurora not published $1,082.63 – $1,128.21

All Colorado hospitals for this procedure →