Ghs sleep study unattended at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$435.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$625.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$152.72 with United Healthcare vs $593.75 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $152.72 | ↓ -65% |
| Medica | Medicare Advantage | $157.44 | ↓ -64% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $157.44 | ↓ -64% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $157.44 | ↓ -64% |
| Clear Spring Health | Medicare Advantage | $157.44 | ↓ -64% |
| Medicare | Traditional Medicare | $157.44 | ↓ -64% |
| Banner Health | Banner Choice Plus/Banner Select | $160.62 | ↓ -63% |
| Longevity | Medicare Advantage | $162.16 | ↓ -63% |
| Humana | Medicare Advantage | $162.16 | ↓ -63% |
| Devoted Health Services | Medicare Advantage | $165.31 | ↓ -62% |
| Assist Health Group | AHG Specialty Network | $188.93 | ↓ -57% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $246.87 | ↓ -43% |
| Denver Health Medical Plan | Commercial | $281.41 | ↓ -35% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $292.50 | ↓ -33% |
| Centivo | Self-Funded | $312.50 | ↓ -28% |
| Coventry | Auto | $356.25 | ↓ -18% |
| United Healthcare | UHC Colorado Doctors Plan | $397.50 | ↓ -9% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $400.19 | ↓ -8% |
| Hue Health, Inc | Medicare Advantage | $401.47 | ↓ -8% |
| United Healthcare | UHC Exchange | $497.50 | ↑ +14% |
| Coventry | Workers Comp | $500.00 | ↑ +15% |
| Medica | Commercial | $520.62 | ↑ +20% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $525.00 | ↑ +21% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $531.25 | ↑ +22% |
| Apostrophe, Inc. | Commercial | $531.25 | ↑ +22% |
| Decent Health | Commercial | $531.25 | ↑ +22% |
| Aetna | Commercial | $549.38 | ↑ +26% |
| United Healthcare | Commercial | $552.50 | ↑ +27% |
| Multiplan | Commercial | $587.50 | ↑ +35% |
| First Choice of the Midwest | Commercial | $593.75 | ↑ +36% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ghs sleep study unattended at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Sterling Regional Medical Center | Sterling | $466.25 | $157.24 – $606.25 |
| East Morgan County Hospital | Brush | $541.25 | $263.38 – $606.25 |
| AdventHealth Porter | Denver | $781.36 | $165.83 – $421.38 |
| HCA HealthONE AURORA | Aurora | $1,807.34 | $240.36 – $250.48 |
| HCA HealthONE SKY RIDGE | Lone Tree | $1,690.70 | $240.36 – $250.48 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $1,690.70 | $240.36 – $5,672.42 |
| AdventHealth Littleton | Littleton | $781.36 | $165.83 – $421.38 |
| AdventHealth Avista | Louisville | $781.36 | $165.83 – $426.06 |