Ghs simple repair 7.6 - 12.5 cm - 12004 at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$236.12

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$583.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$149.83 with Banner Health vs $8,568.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $149.83 ↓ -37%
United Healthcare UHC Medicare Advantage $193.94 ↓ -18%
Medica Medicare Advantage $199.94 ↓ -15%
Anthem Blue Cross Blue Shield Colorado Medicare $199.94 ↓ -15%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $199.94 ↓ -15%
Medicare Traditional Medicare $199.94 ↓ -15%
Clear Spring Health Medicare Advantage $199.94 ↓ -15%
Longevity Medicare Advantage $205.94 ↓ -13%
Humana Medicare Advantage $205.94 ↓ -13%
Devoted Health Services Medicare Advantage $209.94 ↓ -11%
Assist Health Group AHG Specialty Network $239.93 ↑ +2%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $272.84 ↑ +16%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $313.51 ↑ +33%
Coventry Auto $332.31 ↑ +41%
Denver Health Medical Plan Commercial $357.37 ↑ +51%
United Healthcare UHC Colorado Doctors Plan $370.79 ↑ +57%
Hue Health, Inc Medicare Advantage $408.10 ↑ +73%
United Healthcare UHC Exchange $464.07 ↑ +97%
Coventry Workers Comp $466.40 ↑ +98%
Centivo Self-Funded $479.86 ↑ +103%
Medica Commercial $485.64 ↑ +106%
Apostrophe, Inc. Commercial $495.55 ↑ +110%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $495.55 ↑ +110%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $495.55 ↑ +110%
Decent Health Commercial $495.55 ↑ +110%
United Healthcare Commercial $515.37 ↑ +118%
Multiplan Commercial $548.02 ↑ +132%
First Choice of the Midwest Commercial $553.85 ↑ +135%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +1590%
Aetna Commercial $8,568.00 ↑ +3529%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs simple repair 7.6 - 12.5 cm - 12004 at other Colorado hospitals

Hospital City Cash price Negotiated range
East Morgan County Hospital Brush $78.47 $65.74 – $151.32
AdventHealth Porter Denver $983.92 $127.23 – $1,083.00
AdventHealth Littleton Littleton $983.92 $127.23 – $1,083.00
AdventHealth Avista Louisville $983.92 $127.23 – $1,083.00
AdventHealth Castle Rock Castle Rock $983.92 $127.23 – $1,083.00
AdventHealth Parker Parker $983.92 $127.23 – $1,083.00
HCA HealthONE AURORA Aurora not published $308.07 – $321.04
CENTRAL PARK ER, A PART OF ROSE DENVER not published $308.07 – $321.04

All Colorado hospitals for this procedure →