Ghs pr without cont pulse ox at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$55.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.52 with Banner Health vs $138.70 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $37.52 ↓ -32%
United Healthcare UHC Medicare Advantage $57.98 ↑ +5%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $59.77 ↑ +8%
Anthem Blue Cross Blue Shield Colorado Medicare $59.77 ↑ +8%
Medica Medicare Advantage $59.77 ↑ +8%
Medicare Traditional Medicare $59.77 ↑ +8%
Clear Spring Health Medicare Advantage $59.77 ↑ +8%
Humana Medicare Advantage $61.56 ↑ +11%
Longevity Medicare Advantage $61.56 ↑ +11%
Devoted Health Services Medicare Advantage $62.76 ↑ +13%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $68.33 ↑ +23%
Assist Health Group AHG Specialty Network $71.72 ↑ +29%
Centivo Self-Funded $73.00 ↑ +32%
Coventry Auto $83.22 ↑ +50%
United Healthcare UHC Colorado Doctors Plan $92.86 ↑ +67%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $93.48 ↑ +68%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $93.72 ↑ +69%
Hue Health, Inc Medicare Advantage $102.20 ↑ +84%
Denver Health Medical Plan Commercial $106.83 ↑ +93%
United Healthcare UHC Exchange $116.22 ↑ +109%
Coventry Workers Comp $116.80 ↑ +111%
Medica Commercial $121.62 ↑ +119%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $122.64 ↑ +121%
Apostrophe, Inc. Commercial $124.10 ↑ +124%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $124.10 ↑ +124%
Decent Health Commercial $124.10 ↑ +124%
Aetna Commercial $128.33 ↑ +131%
United Healthcare Commercial $129.06 ↑ +133%
Multiplan Commercial $137.24 ↑ +147%
First Choice of the Midwest Commercial $138.70 ↑ +150%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ghs pr without cont pulse ox at other Colorado hospitals

Hospital City Cash price Negotiated range
Sterling Regional Medical Center Sterling $98.47 $59.70 – $231.83
East Morgan County Hospital Brush $127.39 $100.71 – $231.83
AdventHealth Porter Denver $173.25 $31.14 – $115.13
HCA HealthONE AURORA Aurora $891.84 $94.13 – $98.09
AdventHealth Littleton Littleton $173.25 $31.14 – $115.13
AdventHealth Avista Louisville $173.25 $31.14 – $116.40
AdventHealth Castle Rock Castle Rock $173.25 $31.14 – $115.13
AdventHealth Parker Parker $173.25 $31.14 – $115.13

All Colorado hospitals for this procedure →