Ghs histoplasma antigen at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$42.41
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$152.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$12.85 with United Healthcare vs $144.40 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $12.85 | ↓ -70% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $13.25 | ↓ -69% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $13.25 | ↓ -69% |
| Clear Spring Health | Medicare Advantage | $13.25 | ↓ -69% |
| Medica | Medicare Advantage | $13.25 | ↓ -69% |
| Medicare | Traditional Medicare | $13.25 | ↓ -69% |
| Longevity | Medicare Advantage | $13.65 | ↓ -68% |
| Humana | Medicare Advantage | $13.65 | ↓ -68% |
| Devoted Health Services | Medicare Advantage | $13.91 | ↓ -67% |
| Assist Health Group | AHG Specialty Network | $15.90 | ↓ -63% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $20.78 | ↓ -51% |
| Denver Health Medical Plan | Commercial | $23.68 | ↓ -44% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $26.50 | ↓ -38% |
| Centivo | Self-Funded | $31.80 | ↓ -25% |
| Hue Health, Inc | Medicare Advantage | $33.79 | ↓ -20% |
| Banner Health | Banner Choice Plus/Banner Select | $39.06 | ↓ -8% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $71.14 | ↑ +68% |
| Coventry | Auto | $86.64 | ↑ +104% |
| United Healthcare | UHC Colorado Doctors Plan | $96.67 | ↑ +128% |
| United Healthcare | UHC Exchange | $120.99 | ↑ +185% |
| United Healthcare | Commercial | $120.99 | ↑ +185% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $121.60 | ↑ +187% |
| Coventry | Workers Comp | $121.60 | ↑ +187% |
| Medica | Commercial | $126.62 | ↑ +199% |
| Apostrophe, Inc. | Commercial | $129.20 | ↑ +205% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $129.20 | ↑ +205% |
| Decent Health | Commercial | $129.20 | ↑ +205% |
| Aetna | Commercial | $133.61 | ↑ +215% |
| Multiplan | Commercial | $142.88 | ↑ +237% |
| First Choice of the Midwest | Commercial | $144.40 | ↑ +240% |
Visitor-reported prices
Comments
Ghs histoplasma antigen at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $22.04 | $12.85 – $144.40 |
| Sterling Regional Medical Center | Sterling | $65.36 | $13.25 – $147.44 |
| East Morgan County Hospital | Brush | $101.54 | $64.05 – $147.44 |
| AdventHealth Porter | Denver | $336.36 | $12.98 – $24.51 |
| HCA HealthONE AURORA | Aurora | $1,103.14 | $7.06 – $32.20 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $455.50 | $8.44 – $32.20 |
| HCA HealthONE SKY RIDGE | Lone Tree | $903.81 | $7.58 – $32.20 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $903.81 | $7.58 – $84.79 |