Ftl cgen abnor two proteins at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$112.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$260.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.67 with United Healthcare vs $247.00 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $52.67 ↓ -53%
Anthem Blue Cross Blue Shield Colorado Medicare $54.30 ↓ -52%
Medicare Traditional Medicare $54.30 ↓ -52%
Clear Spring Health Medicare Advantage $54.30 ↓ -52%
Medica Medicare Advantage $54.30 ↓ -52%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $54.30 ↓ -52%
Humana Medicare Advantage $55.93 ↓ -50%
Longevity Medicare Advantage $55.93 ↓ -50%
Devoted Health Services Medicare Advantage $57.02 ↓ -49%
Assist Health Group AHG Specialty Network $65.16 ↓ -42%
Banner Health Banner Choice Plus/Banner Select $66.82 ↓ -41%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $85.14 ↓ -24%
Denver Health Medical Plan Commercial $97.06 ↓ -14%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $108.60 ↓ -3%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $121.68 ↑ +8%
Centivo Self-Funded $130.32 ↑ +16%
Hue Health, Inc Medicare Advantage $138.47 ↑ +23%
Coventry Auto $148.20 ↑ +32%
United Healthcare UHC Colorado Doctors Plan $165.36 ↑ +47%
United Healthcare UHC Exchange $206.96 ↑ +84%
United Healthcare Commercial $206.96 ↑ +84%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $208.00 ↑ +85%
Coventry Workers Comp $208.00 ↑ +85%
Medica Commercial $216.58 ↑ +93%
Apostrophe, Inc. Commercial $221.00 ↑ +97%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $221.00 ↑ +97%
Decent Health Commercial $221.00 ↑ +97%
Aetna Commercial $228.54 ↑ +103%
Multiplan Commercial $244.40 ↑ +118%
First Choice of the Midwest Commercial $247.00 ↑ +120%

Visitor-reported prices

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Ftl cgen abnor two proteins at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $36.14 $52.67 – $247.00
East Morgan County Hospital Brush $164.32 $109.56 – $252.20
AdventHealth Porter Denver $271.50 $53.21 – $100.46
HCA HealthONE AURORA Aurora not published $28.95 – $131.95
CENTRAL PARK ER, A PART OF ROSE DENVER not published $24.71 – $131.95
HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's Denver not published $34.59 – $131.95
HCA HealthONE SKY RIDGE Lone Tree not published $31.06 – $131.95
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER not published $31.06 – $131.95

All Colorado hospitals for this procedure →