Exercise w/hemodynamic meas at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$436.56
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,360.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$349.52 with Banner Health vs $3,352.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $349.52 | ↓ -20% |
| Centivo | Self-Funded | $680.00 | ↑ +56% |
| Assist Health Group | AHG Specialty Network | $680.00 | ↑ +56% |
| Coventry | Auto | $775.20 | ↑ +78% |
| Hue Health, Inc | Medicare Advantage | $952.00 | ↑ +118% |
| Coventry | Workers Comp | $1,088.00 | ↑ +149% |
| Medica | Commercial | $1,132.88 | ↑ +160% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $1,142.40 | ↑ +162% |
| Apostrophe, Inc. | Commercial | $1,156.00 | ↑ +165% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,156.00 | ↑ +165% |
| Decent Health | Commercial | $1,156.00 | ↑ +165% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $1,184.10 | ↑ +171% |
| Aetna | Commercial | $1,195.44 | ↑ +174% |
| Multiplan | Commercial | $1,278.40 | ↑ +193% |
| First Choice of the Midwest | Commercial | $1,292.00 | ↑ +196% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $1,641.00 | ↑ +276% |
| United Healthcare | UHC Colorado Doctors Plan | $2,414.00 | ↑ +453% |
| United Healthcare | UHC Exchange | $3,016.00 | ↑ +591% |
| United Healthcare | Commercial | $3,352.00 | ↑ +668% |
Visitor-reported prices
Comments
Exercise w/hemodynamic meas at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $870.40 | $557.60 – $1,980.00 |
| AdventHealth Porter | Denver | $8,951.62 | $234.11 – $678.00 |
| AdventHealth Littleton | Littleton | $8,951.62 | $234.11 – $678.00 |
| AdventHealth Avista | Louisville | $8,951.62 | $234.11 – $678.00 |
| AdventHealth Castle Rock | Castle Rock | $8,951.62 | $234.11 – $678.00 |
| AdventHealth Parker | Parker | $8,951.62 | $234.11 – $678.00 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | not published | $165.30 – $168.78 |