Eval/fit voice prosthesis iii, st at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$199.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$88.40 with United Healthcare vs $409.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $88.40 ↓ -56%
United Healthcare UHC Colorado Doctors Plan $88.40 ↓ -56%
United Healthcare Commercial $88.40 ↓ -56%
United Healthcare UHC Exchange $88.40 ↓ -56%
Banner Health Banner Choice Plus/Banner Select $110.77 ↓ -44%
Centivo Self-Funded $215.50 ↑ +8%
Assist Health Group AHG Specialty Network $215.50 ↑ +8%
Coventry Auto $245.67 ↑ +23%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $291.00 ↑ +46%
Aetna Commercial $298.00 ↑ +49%
Hue Health, Inc Medicare Advantage $301.70 ↑ +51%
Coventry Workers Comp $344.80 ↑ +73%
Medica Commercial $359.02 ↑ +80%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $362.04 ↑ +81%
Decent Health Commercial $366.35 ↑ +84%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $366.35 ↑ +84%
Apostrophe, Inc. Commercial $366.35 ↑ +84%
Multiplan Commercial $405.14 ↑ +103%
First Choice of the Midwest Commercial $409.45 ↑ +105%

Visitor-reported prices

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Eval/fit voice prosthesis iii, st at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $233.17 $176.71 – $409.45
Sterling Regional Medical Center Sterling $178.98 $106.02 – $368.60
East Morgan County Hospital Brush $215.84 $160.13 – $368.60
AdventHealth Porter Denver $837.55 $124.22 – $234.51
HCA HealthONE AURORA Aurora $878.26 $125.49 – $133.10
AdventHealth Littleton Littleton $837.55 $124.22 – $234.51
AdventHealth Avista Louisville $837.55 $124.22 – $234.51
AdventHealth Castle Rock Castle Rock $837.55 $124.22 – $234.51

All Colorado hospitals for this procedure →