Electrophysiology evaluation at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$7,413.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$24,712.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6,350.98 with Banner Health vs $43,141.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $6,350.98 | ↓ -14% |
| United Healthcare | UHC Medicare Advantage | $7,406.39 | ↓ -0% |
| Medicare | Traditional Medicare | $7,635.45 | ↑ +3% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $7,635.45 | ↑ +3% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $7,635.45 | ↑ +3% |
| Clear Spring Health | Medicare Advantage | $7,635.45 | ↑ +3% |
| Medica | Medicare Advantage | $7,635.45 | ↑ +3% |
| Humana | Medicare Advantage | $7,864.51 | ↑ +6% |
| Longevity | Medicare Advantage | $7,864.51 | ↑ +6% |
| Devoted Health Services | Medicare Advantage | $8,017.22 | ↑ +8% |
| Assist Health Group | AHG Specialty Network | $9,162.54 | ↑ +24% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $11,972.39 | ↑ +61% |
| Denver Health Medical Plan | Commercial | $13,647.60 | ↑ +84% |
| Coventry | Auto | $14,085.84 | ↑ +90% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $15,823.09 | ↑ +113% |
| Hue Health, Inc | Medicare Advantage | $17,298.40 | ↑ +133% |
| Centivo | Self-Funded | $18,325.08 | ↑ +147% |
| Coventry | Workers Comp | $19,769.60 | ↑ +167% |
| Medica | Commercial | $20,585.10 | ↑ +178% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $20,758.08 | ↑ +180% |
| Apostrophe, Inc. | Commercial | $21,005.20 | ↑ +183% |
| Decent Health | Commercial | $21,005.20 | ↑ +183% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $21,005.20 | ↑ +183% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $22,253.00 | ↑ +200% |
| Multiplan | Commercial | $23,229.28 | ↑ +213% |
| First Choice of the Midwest | Commercial | $23,476.40 | ↑ +217% |
| United Healthcare | UHC Colorado Doctors Plan | $31,061.00 | ↑ +319% |
| United Healthcare | UHC Exchange | $38,826.00 | ↑ +424% |
| Aetna | Commercial | $41,769.00 | ↑ +463% |
| United Healthcare | Commercial | $43,141.00 | ↑ +482% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Electrophysiology evaluation at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $7,339.46 | $7,397.11 – $41,769.00 |
| AdventHealth Porter | Denver | $13,404.33 | $652.13 – $15,221.32 |
| HCA HealthONE AURORA | Aurora | $42,813.22 | $11,491.72 – $11,975.58 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $44,351.00 | $11,491.72 – $11,975.58 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $32,886.50 | $11,491.72 – $11,975.58 |
| HCA HealthONE SKY RIDGE | Lone Tree | $47,521.65 | $11,491.72 – $11,975.58 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $47,521.65 | $275.50 – $11,975.58 |
| HCA HealthONE BELMAR ER, A PART OF SWEDISH | LAKEWOOD | $36,704.21 | $11,491.72 – $11,975.58 |