Ecg external < 48 hours recording at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$163.22
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$405.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$100.76 with Anthem Blue Cross Blue Shield Colorado vs $384.75 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $100.76 | ↓ -38% |
| Banner Health | Banner Choice Plus/Banner Select | $104.08 | ↓ -36% |
| United Healthcare | UHC Medicare Advantage | $125.81 | ↓ -23% |
| Medica | Medicare Advantage | $129.70 | ↓ -21% |
| Medicare | Traditional Medicare | $129.70 | ↓ -21% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $129.70 | ↓ -21% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $129.70 | ↓ -21% |
| Clear Spring Health | Medicare Advantage | $129.70 | ↓ -21% |
| Humana | Medicare Advantage | $133.59 | ↓ -18% |
| Longevity | Medicare Advantage | $133.59 | ↓ -18% |
| Devoted Health Services | Medicare Advantage | $136.19 | ↓ -17% |
| Assist Health Group | AHG Specialty Network | $155.64 | ↓ -5% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $203.37 | ↑ +25% |
| Coventry | Auto | $230.85 | ↑ +41% |
| Denver Health Medical Plan | Commercial | $231.83 | ↑ +42% |
| Hue Health, Inc | Medicare Advantage | $283.50 | ↑ +74% |
| Centivo | Self-Funded | $311.28 | ↑ +91% |
| Coventry | Workers Comp | $324.00 | ↑ +99% |
| Medica | Commercial | $337.37 | ↑ +107% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $340.20 | ↑ +108% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $344.25 | ↑ +111% |
| Apostrophe, Inc. | Commercial | $344.25 | ↑ +111% |
| Decent Health | Commercial | $344.25 | ↑ +111% |
| Aetna | Commercial | $356.00 | ↑ +118% |
| Multiplan | Commercial | $380.70 | ↑ +133% |
| First Choice of the Midwest | Commercial | $384.75 | ↑ +136% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ecg external < 48 hours recording at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $181.04 | $100.76 – $384.75 |
| East Morgan County Hospital | Brush | $259.98 | $176.99 – $407.40 |
| AdventHealth Porter | Denver | $3,934.36 | $33.09 – $259.65 |
| HCA HealthONE AURORA | Aurora | $1,945.28 | $196.56 – $204.84 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | $628.00 | $196.56 – $204.84 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $465.50 | $196.56 – $204.84 |
| HCA HealthONE SKY RIDGE | Lone Tree | $2,873.75 | $196.56 – $204.84 |
| HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE | PARKER | $2,873.75 | $43.70 – $204.84 |