Dilator fascial 10fx20cm at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$636.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$64.51 with Banner Health vs $238.45 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $64.51 ↓ -90%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $117.47 ↓ -82%
Centivo Self-Funded $125.50 ↓ -80%
Assist Health Group AHG Specialty Network $125.50 ↓ -80%
Coventry Auto $143.07 ↓ -78%
United Healthcare UHC Colorado Doctors Plan $159.64 ↓ -75%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $160.72 ↓ -75%
Hue Health, Inc Medicare Advantage $175.70 ↓ -72%
United Healthcare UHC Exchange $199.80 ↓ -69%
Coventry Workers Comp $200.80 ↓ -68%
Medica Commercial $209.08 ↓ -67%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $210.84 ↓ -67%
Decent Health Commercial $213.35 ↓ -66%
Apostrophe, Inc. Commercial $213.35 ↓ -66%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $213.35 ↓ -66%
Aetna Commercial $220.63 ↓ -65%
United Healthcare Commercial $221.88 ↓ -65%
Multiplan Commercial $235.94 ↓ -63%
First Choice of the Midwest Commercial $238.45 ↓ -63%

Visitor-reported prices

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Dilator fascial 10fx20cm at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $502.58 $102.91 – $238.45
Sterling Regional Medical Center Sterling $1,072.03 $70.03 – $243.47
East Morgan County Hospital Brush $1,072.03 $105.77 – $243.47

All Colorado hospitals for this procedure →