Demonstration/evaluation utilization aersol generator/nebulizer/metered dose inhaler/ippb device at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$73.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$227.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.34 with Banner Health vs $491.18 with Centivo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $58.34 ↓ -21%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $100.38 ↑ +36%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $106.24 ↑ +44%
Coventry Auto $129.39 ↑ +76%
United Healthcare UHC Colorado Doctors Plan $144.37 ↑ +96%
United Healthcare Commercial $144.37 ↑ +96%
United Healthcare UHC Exchange $144.37 ↑ +96%
Hue Health, Inc Medicare Advantage $158.90 ↑ +116%
Coventry Workers Comp $181.60 ↑ +147%
Medica Commercial $189.09 ↑ +157%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $190.68 ↑ +159%
Decent Health Commercial $192.95 ↑ +162%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $192.95 ↑ +162%
Apostrophe, Inc. Commercial $192.95 ↑ +162%
United Healthcare UHC Medicare Advantage $198.52 ↑ +170%
Aetna Commercial $199.53 ↑ +171%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $204.66 ↑ +178%
Medica Medicare Advantage $204.66 ↑ +178%
Medicare Traditional Medicare $204.66 ↑ +178%
Clear Spring Health Medicare Advantage $204.66 ↑ +178%
Anthem Blue Cross Blue Shield Colorado Medicare $204.66 ↑ +178%
Longevity Medicare Advantage $210.80 ↑ +187%
Humana Medicare Advantage $210.80 ↑ +187%
Multiplan Commercial $213.38 ↑ +190%
Devoted Health Services Medicare Advantage $214.89 ↑ +192%
First Choice of the Midwest Commercial $215.65 ↑ +193%
Assist Health Group AHG Specialty Network $245.59 ↑ +234%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $320.91 ↑ +336%
Denver Health Medical Plan Commercial $365.81 ↑ +397%
Centivo Self-Funded $491.18 ↑ +568%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Demonstration/evaluation utilization aersol generator/nebulizer/metered dose inhaler/ippb device at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $61.06 $93.07 – $490.56
Sterling Regional Medical Center Sterling $126.74 $69.47 – $241.53
East Morgan County Hospital Brush $132.72 $104.93 – $241.53
AdventHealth Porter Denver $632.27 $32.96 – $427.34
CENTRAL PARK ER, A PART OF ROSE DENVER $1,093.00 $328.20 – $342.02
HCA HealthONE SKY RIDGE Lone Tree $972.40 $328.20 – $342.02
HCA HealthONE SOUTH PARKER ER, A PART OF SKY RIDGE PARKER $972.40 $18.05 – $342.02
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $682.26 $328.20 – $342.02

All Colorado hospitals for this procedure →