Debride nail1-5 11720 at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$57.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$141.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.24 with Banner Health vs $8,568.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner Health Banner Choice Plus/Banner Select $36.24 ↓ -37%
United Healthcare UHC Medicare Advantage $57.98 ↑ +2%
Medicare Traditional Medicare $59.77 ↑ +5%
Medica Medicare Advantage $59.77 ↑ +5%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $59.77 ↑ +5%
Anthem Blue Cross Blue Shield Colorado Medicare $59.77 ↑ +5%
Clear Spring Health Medicare Advantage $59.77 ↑ +5%
Humana Medicare Advantage $61.56 ↑ +8%
Longevity Medicare Advantage $61.56 ↑ +8%
Devoted Health Services Medicare Advantage $62.76 ↑ +10%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $65.99 ↑ +16%
Assist Health Group AHG Specialty Network $71.72 ↑ +26%
Coventry Auto $80.37 ↑ +41%
United Healthcare UHC Colorado Doctors Plan $89.68 ↑ +57%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $93.72 ↑ +64%
Hue Health, Inc Medicare Advantage $98.70 ↑ +73%
Denver Health Medical Plan Commercial $106.83 ↑ +87%
United Healthcare UHC Exchange $112.24 ↑ +97%
Coventry Workers Comp $112.80 ↑ +98%
Medica Commercial $117.45 ↑ +106%
Decent Health Commercial $119.85 ↑ +110%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $119.85 ↑ +110%
Apostrophe, Inc. Commercial $119.85 ↑ +110%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $119.85 ↑ +110%
United Healthcare Commercial $124.64 ↑ +118%
Multiplan Commercial $132.54 ↑ +132%
First Choice of the Midwest Commercial $133.95 ↑ +135%
Centivo Self-Funded $143.45 ↑ +151%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $3,990.00 ↑ +6887%
Aetna Commercial $8,568.00 ↑ +14903%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Debride nail1-5 11720 at other Colorado hospitals

Hospital City Cash price Negotiated range
East Morgan County Hospital Brush $15.59 $13.06 – $30.07
AdventHealth Porter Denver $343.85 $25.21 – $1,083.00
AdventHealth Littleton Littleton $343.85 $25.21 – $1,083.00
AdventHealth Avista Louisville $343.85 $25.21 – $1,083.00
AdventHealth Castle Rock Castle Rock $343.85 $25.21 – $1,083.00
AdventHealth Parker Parker $343.85 $25.21 – $1,083.00
HCA HealthONE AURORA Aurora not published $94.13 – $98.09
CENTRAL PARK ER, A PART OF ROSE DENVER not published $94.13 – $98.09

All Colorado hospitals for this procedure →