Cytotoxic antibody screening at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$137.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$515.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$76.29 with United Healthcare vs $15,730.00 with Anthem Blue Cross Blue Shield Colorado — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | UHC Medicare Advantage | $76.29 | ↓ -45% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $78.65 | ↓ -43% |
| Clear Spring Health | Medicare Advantage | $78.65 | ↓ -43% |
| Medica | Medicare Advantage | $78.65 | ↓ -43% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $78.65 | ↓ -43% |
| Medicare | Traditional Medicare | $78.65 | ↓ -43% |
| Humana | Medicare Advantage | $81.01 | ↓ -41% |
| Longevity | Medicare Advantage | $81.01 | ↓ -41% |
| Devoted Health Services | Medicare Advantage | $82.58 | ↓ -40% |
| Assist Health Group | AHG Specialty Network | $94.38 | ↓ -31% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $123.32 | ↓ -10% |
| Banner Health | Banner Choice Plus/Banner Select | $132.35 | ↓ -4% |
| Denver Health Medical Plan | Commercial | $140.58 | ↑ +2% |
| Centivo | Self-Funded | $188.76 | ↑ +37% |
| Hue Health, Inc | Medicare Advantage | $200.56 | ↑ +46% |
| United Healthcare | UHC Exchange | $409.94 | ↑ +198% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $409.94 | ↑ +198% |
| United Healthcare | UHC Colorado Doctors Plan | $409.94 | ↑ +198% |
| United Healthcare | Commercial | $409.94 | ↑ +198% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $412.00 | ↑ +200% |
| Medica | Commercial | $429.00 | ↑ +212% |
| Apostrophe, Inc. | Commercial | $437.75 | ↑ +218% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $437.75 | ↑ +218% |
| Decent Health | Commercial | $437.75 | ↑ +218% |
| Aetna | Commercial | $452.69 | ↑ +229% |
| Multiplan | Commercial | $484.10 | ↑ +252% |
| First Choice of the Midwest | Commercial | $489.25 | ↑ +256% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $15,730.00 | ↑ +11340% |
Visitor-reported prices
Comments
Cytotoxic antibody screening at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| AdventHealth Porter | Denver | $110.11 | $77.08 – $145.50 |
| AdventHealth Littleton | Littleton | $110.11 | $77.08 – $145.50 |
| AdventHealth Avista | Louisville | $110.11 | $77.08 – $145.50 |
| AdventHealth Castle Rock | Castle Rock | $110.11 | $77.08 – $145.50 |
| AdventHealth Parker | Parker | $110.11 | $77.08 – $145.50 |
| CENTRAL PARK ER, A PART OF ROSE | DENVER | not published | $35.78 – $191.12 |
| HCA HealthONE MOUNTAIN RIDGE | Thornton | not published | $37.32 – $191.12 |
| HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION | Denver | not published | $77.86 – $82.58 |