Cystic fibrosis cftr at Banner North Colorado Medical Center - Loveland Campus
2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450
$646.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,497.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$384.73 with Banner Health vs $1,422.15 with First Choice of the Midwest — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner Health | Banner Choice Plus/Banner Select | $384.73 | ↓ -41% |
| United Healthcare | UHC Medicare Advantage | $484.03 | ↓ -25% |
| Medicare | Traditional Medicare | $499.00 | ↓ -23% |
| HealthSpring Life & Health Insurance Company, Inc. | Medicare Advantage | $499.00 | ↓ -23% |
| Anthem Blue Cross Blue Shield Colorado | Medicare | $499.00 | ↓ -23% |
| Medica | Medicare Advantage | $499.00 | ↓ -23% |
| Clear Spring Health | Medicare Advantage | $499.00 | ↓ -23% |
| Longevity | Medicare Advantage | $513.97 | ↓ -21% |
| Humana | Medicare Advantage | $513.97 | ↓ -21% |
| Devoted Health Services | Medicare Advantage | $523.95 | ↓ -19% |
| Assist Health Group | AHG Specialty Network | $598.80 | ↓ -7% |
| United Healthcare | UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option | $700.60 | ↑ +8% |
| Pinnacol Assurance Workers Comp | Pinnacol Assurance WC | $782.43 | ↑ +21% |
| Coventry | Auto | $853.29 | ↑ +32% |
| Denver Health Medical Plan | Commercial | $891.91 | ↑ +38% |
| United Healthcare | UHC Colorado Doctors Plan | $952.09 | ↑ +47% |
| Anthem Blue Cross Blue Shield Colorado | Priority/HMO/PPO/Indemnity | $998.00 | ↑ +54% |
| Hue Health, Inc | Medicare Advantage | $1,047.90 | ↑ +62% |
| United Healthcare | Commercial | $1,191.61 | ↑ +84% |
| United Healthcare | UHC Exchange | $1,191.61 | ↑ +84% |
| Centivo | Self-Funded | $1,197.60 | ↑ +85% |
| Cigna Healthcare & Life Insurance Company – WY | HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan | $1,197.60 | ↑ +85% |
| Coventry | Workers Comp | $1,197.60 | ↑ +85% |
| Medica | Commercial | $1,247.00 | ↑ +93% |
| Apostrophe, Inc. | Commercial | $1,272.45 | ↑ +97% |
| Decent Health | Commercial | $1,272.45 | ↑ +97% |
| Rocky Mountain Health Plans | Private Plan/Self Insured Plan | $1,272.45 | ↑ +97% |
| Aetna | Commercial | $1,315.86 | ↑ +103% |
| Multiplan | Commercial | $1,407.18 | ↑ +118% |
| First Choice of the Midwest | Commercial | $1,422.15 | ↑ +120% |
Visitor-reported prices
Comments
Cystic fibrosis cftr at other Colorado hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Fort Collins Medical Center | Fort Collins | $208.08 | $484.03 – $1,422.15 |
| Sterling Regional Medical Center | Sterling | $461.08 | $417.66 – $1,452.09 |
| East Morgan County Hospital | Brush | $946.10 | $630.84 – $1,452.09 |
| AdventHealth Porter | Denver | $2,143.61 | $489.02 – $923.15 |
| HCA HealthONE Rocky Mountain Children's at Presbyterian St. Luke's | Denver | $3,475.50 | $317.86 – $1,212.57 |
| AdventHealth Littleton | Littleton | $2,143.61 | $489.02 – $923.15 |
| AdventHealth Avista | Louisville | $2,143.61 | $489.02 – $923.15 |
| AdventHealth Castle Rock | Castle Rock | $2,143.61 | $489.02 – $923.15 |