Culture mycobacteria definitive id each isolate at Banner North Colorado Medical Center - Loveland Campus

2000 Boise Avenue, Loveland, CO · Banner Health · · NPI 1720004450

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$17.86

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$64.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.17 with United Healthcare vs $60.80 with First Choice of the Midwest — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare UHC Medicare Advantage $14.17 ↓ -21%
Anthem Blue Cross Blue Shield Colorado Medicare $14.61 ↓ -18%
HealthSpring Life & Health Insurance Company, Inc. Medicare Advantage $14.61 ↓ -18%
Medicare Traditional Medicare $14.61 ↓ -18%
Clear Spring Health Medicare Advantage $14.61 ↓ -18%
Medica Medicare Advantage $14.61 ↓ -18%
Humana Medicare Advantage $15.05 ↓ -16%
Longevity Medicare Advantage $15.05 ↓ -16%
Devoted Health Services Medicare Advantage $15.34 ↓ -14%
Banner Health Banner Choice Plus/Banner Select $16.45 ↓ -8%
Assist Health Group AHG Specialty Network $17.53 ↓ -2%
Pinnacol Assurance Workers Comp Pinnacol Assurance WC $22.91 ↑ +28%
Denver Health Medical Plan Commercial $26.11 ↑ +46%
Anthem Blue Cross Blue Shield Colorado Priority/HMO/PPO/Indemnity $29.22 ↑ +64%
United Healthcare UnitedHealthcare Navigate/Colorado Doctors Plan Colorado Option $29.95 ↑ +68%
Centivo Self-Funded $35.06 ↑ +96%
Coventry Auto $36.48 ↑ +104%
Hue Health, Inc Medicare Advantage $37.26 ↑ +109%
United Healthcare UHC Colorado Doctors Plan $40.70 ↑ +128%
United Healthcare Commercial $50.94 ↑ +185%
United Healthcare UHC Exchange $50.94 ↑ +185%
Cigna Healthcare & Life Insurance Company – WY HMO Benefit Plan/Network Benefit Plan/Open Access Plus Benefit Plan $51.20 ↑ +187%
Coventry Workers Comp $51.20 ↑ +187%
Medica Commercial $53.31 ↑ +198%
Rocky Mountain Health Plans Private Plan/Self Insured Plan $54.40 ↑ +205%
Apostrophe, Inc. Commercial $54.40 ↑ +205%
Decent Health Commercial $54.40 ↑ +205%
Aetna Commercial $56.26 ↑ +215%
Multiplan Commercial $60.16 ↑ +237%
First Choice of the Midwest Commercial $60.80 ↑ +240%

Visitor-reported prices

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Culture mycobacteria definitive id each isolate at other Colorado hospitals

Hospital City Cash price Negotiated range
Banner Fort Collins Medical Center Fort Collins $9.28 $14.17 – $60.80
AdventHealth Porter Denver $169.01 $14.32 – $27.03
HCA HealthONE AURORA Aurora $784.08 $7.79 – $35.50
HCA HealthONE BELMAR ER, A PART OF SWEDISH LAKEWOOD $638.52 $8.55 – $35.50
HCA HealthONE MOUNTAIN RIDGE Thornton $831.41 $6.93 – $35.50
HCA HealthONE PRESBYTERIAN ST. LUKE'S REHABILITATION, A PART OF SPALDING REHABILITATION Denver $494.55 $14.46 – $15.34
AdventHealth Littleton Littleton $169.01 $14.32 – $27.03
AdventHealth Avista Louisville $169.01 $14.32 – $27.03

All Colorado hospitals for this procedure →